Federal Housing Finance Authority
From Conservapedia The Federal Housing Finance Authority is offering struggling homeowners a way to refinance their mortgages.
- To be put in place by Dec. 15, the program allows borrowers who've missed at least three months' payments on their Fannie- or Freddie-owned home loan to apply for more affordable payments that cannot exceed more than 38% of their monthly gross household income. Banks administrating Fannie and Freddie mortgages can also lower interest rates to as little as 3%, extend the life of the loan up to 40 years or defer payments on the principal. [1]
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