Banking on the ballot

Banking on the ballot: This subtopic of Business regulation refers to ballot measures regarding banks and banking regulations.

Examples:

* North Dakota Indemnify Depositers for Bank Loss Issue (1928)

## Ballot measures lists[edit]

# By state[edit]

Note: The list below automatically compiles all potential and certified ballot measures being tracked by Ballotpedia. Sometimes a measure that has been abandoned by petitioners or in the legislature will still be listed until a legal deadline passes. As more deadlines pass in any given year, the list will more accurately represent which measures will actually go before voters in the current year.

## Alabama

1. Alabama Banking Amendment, Amendment 10 (2012)
2. Alabama Bank Obligations, Amendment 3 (1915)
3. Alabama Banking, Amendment 6 (1944)

## Arizona

1. Arizona Proposition 101, Bank Stockholder Liabilities Amendment (September 1956)
2. Arizona Measure Nos. 324-325, State Development Initiative (1914)
3. Arizona Measure Nos. 100-101, Liability of Bank Stockholders Amendment (September 1950)

## Arkansas

1. Arkansas Maximum Interest Rate, Proposed Amendment 51 (1956)

## California

1. California City and Town Classification, Amendment 44 (1910)
2. California Proposition 3, Foreclosure of Mortgages and Trust Deeds Initiative (1932)
3. California Proposition 5, Changes to Corporation Taxes Amendment (June 1976)
4. California Proposition 1, Retirement Warrants Initiative (1939)
5. California Proposition 15, Taxation and Fees for Insurance Companies and Banks Amendment (1952)

## Colorado

1. Colorado Amendment No. 5, Establishing Branches for Commercial Banks Initiative (1980)

## Florida

1. Florida Amendment 8, Garnishment of Wages for Debt Obligations Amendment (1942)

## Illinois

1. Illinois Banking Act, Amendment 1 (1968)
2. Illinois Banking Act Amendment (1970)
3. Illinois Banking Amendment (1938)
4. Illinois Double Liability Banking Amendment (1952)
5. Illinois General Banking Law Amendment (1888)
6. Illinois General Banking Law Amendment (1890)
7. Illinois General Banking Law Amendment (1898)
8. Illinois Amendment to General Banking Law (1908)
9. Illinois Amendment to General Banking Law (1916)
10. Illinois General Banking Law Amendment (1918)
11. Illinois General Banking Law Amendment (1920)
12. Illinois Banking Law Amendment (Section 9) (1924)
13. Illinois Banking Law Amendment (1924)
14. Illinois Banking Law Amendment (1930)
15. Illinois Banking Law Amendment (1932)
16. Illinois General Banking Law Amendment (1940)
17. Illinois General Banking Law Amendment (1944)
18. Illinois General Banking Law Amendment (1952)
19. Illinois General Banking Law Amendment (1956)
20. Illinois General Banking Law Amendment (1958)
21. Illinois General Banking Law Amendment (1962)
22. Illinois General Banking Law Amendment (1966)

## Kansas

1. Kansas Regarding Banks, Amendment 3 (1980)

## Louisiana

1. Louisiana Transportation Infrastructure Bank, Amendment 4 (2014)
2. Louisiana Transportation Infrastructure Bank, Amendment 2 (2015)
3. Louisiana State Infrastructure Bank, Amendment 7 (October 1998)

## Massachusetts

1. Massachusetts Question 2, Interest and Dividends on Saving Deposits in Banks Referendum (1919)
2. Massachusetts Question 5, Foreign Banking Regulations Referendum (1924)

## Michigan

1. Michigan Proposal C, Laws Relating to Foreclosure Initiative (1982)
2. Michigan Department of Banking Measure (1888)
3. Michigan Liability of Stockholders and Officers of Banking Organizations Amendment (1860)
4. Michigan Banking Amendment (1862)
5. Michigan Proposal C, Deposit of State Funds Amendment (1978)
6. Michigan General Banking Measure (1858)

## Minnesota

1. Minnesota Taxation of Bank Shares, Amendment 2 (1867)
2. Minnesota Single Liability for Corporations, Amendment 2 (1876)
3. Minnesota Single Liability for Corporations, Amendment 5 (1877)
4. Minnesota Limit Liability for State Banks, Amendment 4 (1954)

## Nebraska

1. Nebraska Bank Charters, Referendum 1 (1922)
2. Nebraska Stockholder Liability, Amendment 1 (1930)
3. Nebraska Stockholder Liability, Amendment 2 (1936)
4. Nebraska Stockholder Liability, Amendment 2 (1938)

## Nevada

1. Nevada Tax Exemption of Bank Stocks, Question 1 (1986)
2. Nevada Permit Deposit of Public Money, Question 4 (1984)
3. Nevada Exemption of State Debts, Question 6 (1984)

## New Mexico

1. New Mexico Ballot Proposal: Deposit of Public Money (1986)

## New York

1. New York Issuance of Capital Stock by Savings Banks, Proposal 3 (1983)
2. New York Bank Stockholder Liability, Amendment 3 (1935)

## North Dakota

1. North Dakota Deposits Closed Bank Bond Initiative (1928)
2. North Dakota Financial Information Disclosure, Referred Measure 2 (2002)
3. North Dakota Youth Initiative, Initiated Statutory Measure 3 (2002)
4. North Dakota Bank of North Dakota Referendum (1919)
5. North Dakota Deposit of Public Funds Initiative (1920)
6. North Dakota Real Estate Loans Initiative (1920)
7. North Dakota Public Depositories Initiative (1921)
8. North Dakota Rural Credit Initiative (1921)
9. North Dakota Abolish Bank of North Dakota Initiative (1921)
10. North Dakota Bonds Initiative (1922)
11. North Dakota Compromise Bank Stock Taxes Referendum (1924)
12. North Dakota Repeal Depositor's Guaranty Fund Referendum (1930)
13. North Dakota Five Year Debt Moratorium Initiative (1932)
14. North Dakota Outlawing Crop Mortgages Initiative (1932)
15. North Dakota Three Year Debt Moratorium Initiative (1932)
16. North Dakota Administration of Insolvent Banks Referendum (1933)
17. North Dakota Legal Rates of Interest Initiative (1938)
18. North Dakota Clearing Checks, Initiative 1 (1952)
19. North Dakota Small Loan Businesses, Referendum 5 (1960)

## Ohio

1. Ohio Stockholder Liability and Inspections of Private Banks Amendment (September 1912)
2. Ohio Stockholder Liability Amendment (1936)
3. Ohio Issue 5, Payday Lending Referendum (2008)
4. Ohio Bank Taxation, Amendment 3 (October 1857)

## Oklahoma

1. Oklahoma Interest Rates, State Question 454 (September 1968)
2. Oklahoma Corporate Stock, State Question 458 (September 1968)

## Oregon

1. Oregon Measure Nos. 312-313, Stockholders Liable to Depositors Amendment (1912)
2. Oregon Measure Nos. 314-315, Fixed Legal Rate of Interest Initiative (1920)
3. Oregon Measure Nos. 316-317, Creation of the "Bank of Oregon" Initiative (1936)
4. Oregon Measure Nos. 302-303, Repeal of Double Liability on Bank Stockholders Amendment (1938)
5. Oregon Measure Nos. 304-305, Repeal of Double Liability on State Bank Shareholders Amendment (1940)
6. Oregon Measure Nos. 300-301, Alternatives Ways to Secure Bank Deposits Amendment (1944)

## South Dakota

1. South Dakota Department of Banking and Finance (1916)
2. South Dakota State Banking Board (1916)
3. South Dakota State Owned Banks (1922)
4. South Dakota Responsibility of Bank Shareholders (1936)
5. South Dakota Payday Lending Initiative, Initiated Measure 21 (2016)

## Texas

1. Texas Proposition 1, State Interest Rate Reduction Amendment (August 1891)
2. Texas Proposition 2, Incorporation of Banks Amendment (1904)
3. Texas Proposition 1, Liability of State Bank Stockholders Amendment (August 1937)
4. Texas Proposition 6, Electronic Banking Devices Amendment (1977)
5. Texas Proposition 1, Teller Machines Amendment (1980)
6. Texas Proposition 1, State Bank Rights Amendment (1984)
7. Texas Proposition 4, Regulation of Bank Services Amendment (1986)
8. Texas Proposition 8, Types of Homestead Liens Amendment (1997)
9. Texas Proposition 6, Refinance Home Equity and Mortgage Loans Amendment (September 2003)
10. Texas Proposition 16, Home Equity Lines of Credit Amendment (September 2003)
11. Texas Proposition 7, Financial Institutions to Offer Prizes to Promote Savings Amendment (2017)
12. Texas Proposition 2, Home Equity Loan Amendment (2017)

## Utah

1. Utah Proposition No. 2: Lending Public Credit (1974)

## Vermont

1. Vermont Fiscal Policy: Established Bank and Paper Money (1787)

## Washington

1. Washington Advisory Vote 25, Nonbinding Question Concerning a Tax on Certain Financial Institutions (2019)

## West Virginia

1. West Virginia Exemption of Bank Deposits and Money From Taxation Amendment, Amendment 1 (1958)

## Wisconsin

1. Wisconsin Question 1, General Banking Law Amendment (1902)
2. Wisconsin Question 1, Revised Banking Law Measure (1898)
3. Wisconsin Question 1, Savings Bank Incorporation Referendum (1876)
4. Wisconsin Question 1, Bank Comptroller Referendum (1868)
5. Wisconsin Question 2, General Banking Law Referendum (1867)
6. Wisconsin Question 1, General Banking Law Referendum (1866)
7. Wisconsin Question 2, General Banking Law Referendum (1862)
8. Wisconsin Question 1, General Banking Law Referendum (1861)
9. Wisconsin Question 1, General Banking Law Referendum (1858)
10. Wisconsin Question 1, General Banking Law Referendum (1852)
11. Wisconsin Question 1, State Banks Advisory Question (1851)

# By year[edit]

Note: The list below automatically compiles all potential and certified ballot measures being tracked by Ballotpedia. Sometimes a measure that has been abandoned by petitioners or in the legislature will still be listed until a legal deadline passes. As more deadlines pass in any given year, the list will more accurately represent which measures will actually go before voters in the current year.

## 2019

1. Washington Advisory Vote 25, Nonbinding Question Concerning a Tax on Certain Financial Institutions (2019)

## 2017

1. Texas Proposition 7, Financial Institutions to Offer Prizes to Promote Savings Amendment (2017)
2. Texas Proposition 2, Home Equity Loan Amendment (2017)

## 2016

1. South Dakota Payday Lending Initiative, Initiated Measure 21 (2016)

## 2015

1. Louisiana Transportation Infrastructure Bank, Amendment 2 (2015)

## 2014

1. Louisiana Transportation Infrastructure Bank, Amendment 4 (2014)

## 2012

1. Alabama Banking Amendment, Amendment 10 (2012)

## 2008

1. Ohio Issue 5, Payday Lending Referendum (2008)

## 2003

1. Texas Proposition 6, Refinance Home Equity and Mortgage Loans Amendment (September 2003)
2. Texas Proposition 16, Home Equity Lines of Credit Amendment (September 2003)

## 2002

1. North Dakota Financial Information Disclosure, Referred Measure 2 (2002)
2. North Dakota Youth Initiative, Initiated Statutory Measure 3 (2002)

## 1998

1. Louisiana State Infrastructure Bank, Amendment 7 (October 1998)

## 1997

1. Texas Proposition 8, Types of Homestead Liens Amendment (1997)

## 1986

1. Texas Proposition 4, Regulation of Bank Services Amendment (1986)
2. Nevada Tax Exemption of Bank Stocks, Question 1 (1986)
3. New Mexico Ballot Proposal: Deposit of Public Money (1986)

## 1984

1. Texas Proposition 1, State Bank Rights Amendment (1984)
2. Nevada Permit Deposit of Public Money, Question 4 (1984)
3. Nevada Exemption of State Debts, Question 6 (1984)

## 1983

1. New York Issuance of Capital Stock by Savings Banks, Proposal 3 (1983)

## 1982

1. Michigan Proposal C, Laws Relating to Foreclosure Initiative (1982)

## 1980

1. Colorado Amendment No. 5, Establishing Branches for Commercial Banks Initiative (1980)
2. Texas Proposition 1, Teller Machines Amendment (1980)
3. Kansas Regarding Banks, Amendment 3 (1980)

## 1978

1. Michigan Proposal C, Deposit of State Funds Amendment (1978)

## 1977

1. Texas Proposition 6, Electronic Banking Devices Amendment (1977)

## 1976

1. California Proposition 5, Changes to Corporation Taxes Amendment (June 1976)

## 1974

1. Utah Proposition No. 2: Lending Public Credit (1974)

## 1970

1. Illinois Banking Act Amendment (1970)

## 1968

1. Illinois Banking Act, Amendment 1 (1968)
2. Oklahoma Interest Rates, State Question 454 (September 1968)
3. Oklahoma Corporate Stock, State Question 458 (September 1968)

## 1966

1. Illinois General Banking Law Amendment (1966)

## 1962

1. Illinois General Banking Law Amendment (1962)

## 1960

1. North Dakota Small Loan Businesses, Referendum 5 (1960)

## 1958

1. West Virginia Exemption of Bank Deposits and Money From Taxation Amendment, Amendment 1 (1958)
2. Illinois General Banking Law Amendment (1958)

## 1956

1. Arizona Proposition 101, Bank Stockholder Liabilities Amendment (September 1956)
2. Arkansas Maximum Interest Rate, Proposed Amendment 51 (1956)
3. Illinois General Banking Law Amendment (1956)

## 1954

1. Minnesota Limit Liability for State Banks, Amendment 4 (1954)

## 1952

1. North Dakota Clearing Checks, Initiative 1 (1952)
2. Illinois Double Liability Banking Amendment (1952)
3. Illinois General Banking Law Amendment (1952)
4. California Proposition 15, Taxation and Fees for Insurance Companies and Banks Amendment (1952)

## 1950

1. Arizona Measure Nos. 100-101, Liability of Bank Stockholders Amendment (September 1950)

## 1944

1. Oregon Measure Nos. 300-301, Alternatives Ways to Secure Bank Deposits Amendment (1944)
2. Alabama Banking, Amendment 6 (1944)
3. Illinois General Banking Law Amendment (1944)

## 1942

1. Florida Amendment 8, Garnishment of Wages for Debt Obligations Amendment (1942)

## 1940

1. Oregon Measure Nos. 304-305, Repeal of Double Liability on State Bank Shareholders Amendment (1940)
2. Illinois General Banking Law Amendment (1940)

## 1939

1. California Proposition 1, Retirement Warrants Initiative (1939)

## 1938

1. Oregon Measure Nos. 302-303, Repeal of Double Liability on Bank Stockholders Amendment (1938)
2. North Dakota Legal Rates of Interest Initiative (1938)
3. Nebraska Stockholder Liability, Amendment 2 (1938)
4. Illinois Banking Amendment (1938)

## 1937

1. Texas Proposition 1, Liability of State Bank Stockholders Amendment (August 1937)

## 1936

1. Ohio Stockholder Liability Amendment (1936)
2. Oregon Measure Nos. 316-317, Creation of the "Bank of Oregon" Initiative (1936)
3. South Dakota Responsibility of Bank Shareholders (1936)
4. Nebraska Stockholder Liability, Amendment 2 (1936)

## 1935

1. New York Bank Stockholder Liability, Amendment 3 (1935)

## 1933

1. North Dakota Administration of Insolvent Banks Referendum (1933)

## 1932

1. North Dakota Five Year Debt Moratorium Initiative (1932)
2. North Dakota Outlawing Crop Mortgages Initiative (1932)
3. North Dakota Three Year Debt Moratorium Initiative (1932)
4. Illinois Banking Law Amendment (1932)
5. California Proposition 3, Foreclosure of Mortgages and Trust Deeds Initiative (1932)

## 1930

1. North Dakota Repeal Depositor's Guaranty Fund Referendum (1930)
2. Nebraska Stockholder Liability, Amendment 1 (1930)
3. Illinois Banking Law Amendment (1930)

## 1928

1. North Dakota Deposits Closed Bank Bond Initiative (1928)

## 1924

1. Massachusetts Question 5, Foreign Banking Regulations Referendum (1924)
2. North Dakota Compromise Bank Stock Taxes Referendum (1924)
3. Illinois Banking Law Amendment (Section 9) (1924)
4. Illinois Banking Law Amendment (1924)

## 1922

1. North Dakota Bonds Initiative (1922)
2. South Dakota State Owned Banks (1922)
3. Nebraska Bank Charters, Referendum 1 (1922)

## 1921

1. North Dakota Public Depositories Initiative (1921)
2. North Dakota Rural Credit Initiative (1921)
3. North Dakota Abolish Bank of North Dakota Initiative (1921)

## 1920

1. Oregon Measure Nos. 314-315, Fixed Legal Rate of Interest Initiative (1920)
2. North Dakota Deposit of Public Funds Initiative (1920)
3. North Dakota Real Estate Loans Initiative (1920)
4. Illinois General Banking Law Amendment (1920)

## 1919

1. Massachusetts Question 2, Interest and Dividends on Saving Deposits in Banks Referendum (1919)
2. North Dakota Bank of North Dakota Referendum (1919)

## 1918

1. Illinois General Banking Law Amendment (1918)

## 1916

1. South Dakota Department of Banking and Finance (1916)
2. South Dakota State Banking Board (1916)
3. Illinois Amendment to General Banking Law (1916)

## 1915

1. Alabama Bank Obligations, Amendment 3 (1915)

## 1914

1. Arizona Measure Nos. 324-325, State Development Initiative (1914)

## 1912

1. Ohio Stockholder Liability and Inspections of Private Banks Amendment (September 1912)
2. Oregon Measure Nos. 312-313, Stockholders Liable to Depositors Amendment (1912)

## 1910

1. California City and Town Classification, Amendment 44 (1910)

## 1908

1. Illinois Amendment to General Banking Law (1908)

## 1904

1. Texas Proposition 2, Incorporation of Banks Amendment (1904)

## 1902

1. Wisconsin Question 1, General Banking Law Amendment (1902)

## Before 1900

1. Wisconsin Question 1, State Banks Advisory Question (1851)
2. Wisconsin Question 1, General Banking Law Referendum (1852)
3. Ohio Bank Taxation, Amendment 3 (October 1857)
4. Wisconsin Question 1, General Banking Law Referendum (1858)
5. Michigan General Banking Measure (1858)
6. Michigan Liability of Stockholders and Officers of Banking Organizations Amendment (1860)
7. Wisconsin Question 1, General Banking Law Referendum (1861)
8. Wisconsin Question 2, General Banking Law Referendum (1862)
9. Michigan Banking Amendment (1862)
10. Wisconsin Question 1, General Banking Law Referendum (1866)
11. Wisconsin Question 2, General Banking Law Referendum (1867)
12. Minnesota Taxation of Bank Shares, Amendment 2 (1867)
13. Wisconsin Question 1, Bank Comptroller Referendum (1868)
14. Wisconsin Question 1, Savings Bank Incorporation Referendum (1876)
15. Minnesota Single Liability for Corporations, Amendment 2 (1876)
16. Minnesota Single Liability for Corporations, Amendment 5 (1877)
17. Illinois General Banking Law Amendment (1888)
18. Michigan Department of Banking Measure (1888)
19. Illinois General Banking Law Amendment (1890)
20. Texas Proposition 1, State Interest Rate Reduction Amendment (August 1891)
21. Wisconsin Question 1, Revised Banking Law Measure (1898)
22. Illinois General Banking Law Amendment (1898)

## Before 1800

1. Vermont Fiscal Policy: Established Bank and Paper Money (1787)

# Did not make ballot[edit]

## Did not make ballot

1. Colorado Establishment of a State-Owned Bank Amendment (2014)
2. Oregon State Bank Amendment (2014)
3. Maine Student Loan Debt Relief Bond Issue (June 2018)
4. Ohio Short-Term Lending Initiative (2019)
5. Colorado Reduce Lender Monthly Maintenance Fee Initiative (2018)
6. Colorado Reduce Maximum Annual Interest Rate on Payday Loans Initiative (2018)
7. Arizona Limits on Car Title Loan Interest Rates Initiative (2020)
8. Texas Changes to Closing Requirements for Home Equity Loans Amendment (2023)
9. Nevada Limits on Payday Loans Initiative (2024)

|  |  | Voting on Banking

Ballot Measures
By state
By year
Not on ballot

Issues

* * *

* * *

Measures by topic
Measures by year
Measures by state

## Contents

* 1 Ballot measures lists
* 2 By state
* 2.1 Alabama
* 2.2 Arizona
* 2.3 Arkansas
* 2.4 California
* 2.5 Colorado
* 2.6 Florida
* 2.7 Illinois
* 2.8 Kansas
* 2.9 Louisiana
* 2.10 Massachusetts
* 2.11 Michigan
* 2.12 Minnesota
* 2.13 Nebraska
* 2.14 Nevada
* 2.15 New Mexico
* 2.16 New York
* 2.17 North Dakota
* 2.18 Ohio
* 2.19 Oklahoma
* 2.20 Oregon
* 2.21 South Dakota
* 2.22 Texas
* 2.23 Utah
* 2.24 Vermont
* 2.25 Washington
* 2.26 West Virginia
* 2.27 Wisconsin
* 3 By year
* 3.1 2019
* 3.2 2017
* 3.3 2016
* 3.4 2015
* 3.5 2014
* 3.6 2012
* 3.7 2008
* 3.8 2003
* 3.9 2002
* 3.10 1998
* 3.11 1997
* 3.12 1986
* 3.13 1984
* 3.14 1983
* 3.15 1982
* 3.16 1980
* 3.17 1978
* 3.18 1977
* 3.19 1976
* 3.20 1974
* 3.21 1970
* 3.22 1968
* 3.23 1966
* 3.24 1962
* 3.25 1960
* 3.26 1958
* 3.27 1956
* 3.28 1954
* 3.29 1952
* 3.30 1950
* 3.31 1944
* 3.32 1942
* 3.33 1940
* 3.34 1939
* 3.35 1938
* 3.36 1937
* 3.37 1936
* 3.38 1935
* 3.39 1933
* 3.40 1932
* 3.41 1930
* 3.42 1928
* 3.43 1924
* 3.44 1922
* 3.45 1921
* 3.46 1920
* 3.47 1919
* 3.48 1918
* 3.49 1916
* 3.50 1915
* 3.51 1914
* 3.52 1912
* 3.53 1910
* 3.54 1908
* 3.55 1904
* 3.56 1902
* 3.57 Before 1900
* 3.58 Before 1800
* 4 Did not make ballot
* 4.1 Did not make ballot

v • e

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* * *

Other|

State Ballot Measure Monthly reports • Features of official voter guides • Ballot measures cost per required signatures analysis • 2024 ballot measure campaign finance • 2024 ballot language readability analysis