Payments Associations

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Center for Payments

U.S. Payments Associations are independently run, nonprofit trade organizations that provide payments-related education, industry representation, and guidance to professionals in the payments sector. Each association is a direct member of Nacha and is certified to provide ACH education.

They also collaborate with rule-makers, regulators, and other industry partners to offer guidance across various payment channels and to support the continued development of U.S. payment systems.

In addition, payments associations provide education and expertise to assist professionals in obtaining and maintaining industry accreditations and certifications, including AAP (Accredited ACH Professional), APRP (Accredited Payments Risk Professional), FPP (Faster Payments Professional), and NCP (National Check Professional).

## List of Payments Associations

Source:[1]

Each Payments Association follows generally provide services to specific areas, depending on their available payments educational offerings.

Payments Association  | Logo  | Date Founded  | Headquarters  | Territory  | Mergers

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ePayResources  |  | 1974[2] | Dallas, TX  | Florida, Louisiana, New Mexico, North Carolina, Texas, Virginia, West Virginia  | EastPay, SWACHA[3]
EPCOR  | frameless  | 2009  | Kansas City, MO  | Arkansas, Illinois, Indiana, Iowa, Kansas, Kentucky, Missouri, Nebraska, Ohio, Oklahoma, Pennsylvania, West Virginia  | Mid-America Payments Exchange (MPX), Payments Central[4]
Macha - Everything Payments - Everywhere  |  | 1975[5] | Hanover, MD and Germantown, WI  | Delaware, District of Columbia, Hawaii, Maryland, Pennsylvania, Virginia, West Virginia, Wisconsin  | WACHA - Wisconsin Automated Clearinghouse Association[6]
NEACH  |  | 1973  | Burlington, MA  | Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont  |
PaymentsFirst  |  |  | Atlanta, GA  | Alabama, Georgia, South Carolina, Tennessee  | ALACHA, GACHA, SOCACHA, TACHA
SHAZAM, Inc.  |  | 1976[7] | Johnston, IA  | Iowa  |
Southern Financial Exchange  |  | May 19, 1976[8] | New Orleans, LA  | Alabama, Arkansas, Louisiana, Mississippi, Tennessee  | LAMACHA, MSACHA
The Clearing House Payments Authority[9] |  |  | New York, NY  | Delaware, Illinois, Indiana, New Jersey, New York, Pennsylvania, Puerto Rico, U.S. Virgin Islands  | The Clearing House, The Payments Authority
UMACHA  |  | 1974[10] | Brooklyn Park, MN  | Michigan, Minnesota, Montana, North Dakota, South Dakota, Wisconsin  |
WesPay  |  | 1972[11] | San Francisco, CA  | Alaska, American Samoa, Arizona, California, Colorado, Guam, Idaho, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming  |

## References

1. ↑ "Payments Associations | centerforpayments". https://www.centerforpayments.org/#payment associations.
2. ↑ "About ePayResources". 2024-07-04. https://epayresources.org/About/About-ePay.
3. ↑ "About ePayResources". http://www.epayresources.org/EPayResources/About/EPayResources/About_Us/About_ePayResources.aspx.
4. ↑ "About EPCOR". 2024-07-04. https://www.epcor.org/wcm/About_Us/wcm/about/about_us.aspx?hkey=dbce4e0c-bd04-41fc-97f2-0673e945b0f0.
5. ↑ "Our Mission". http://www.macha.org/WCM/About_MACHA/WCM/About_MACHA/Our_Mission.aspx.
6. ↑ "FAQ: Updates & Answers to Questions Regarding MACHA & WACHA's Merger". https://www.macha.org/aws/MACHA/pt/sd/news_article/325866/_PARENT/layout_details/false.
7. ↑ "SHAZAM Network EFT Provider: Debit and Credit Payment Processing". https://www.shazam.net/AboutUs.html.
8. ↑ Louisiana-Alabama-Mississippi Automated Clearing House Association Articles of Incorporation
9. ↑ "About TCH Payments Authority | The Clearing House". https://www.theclearinghouse.org/education-and-events/rpa-services.
10. ↑ "UMACHA | About UMACHA". http://umacha.org/aws/UMACH/pt/sp/about.
11. ↑ "WesPay History". http://www.wespay.org/WPA/WesPayPublic/About_WesPay/Our_History/WesPayPublic/Membership/WesPay_History.aspx.

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