Revolut

Revolut Group Holdings Ltd.

Type| Private company
Industry| Financial services
Founded| 1 July 2015; 10 years ago (2015-07-01)
Founders|

* Nikolay Storonsky
* Vlad Yatsenko

Headquarters| London, England

Area served

| United Kingdom, European Union, Switzerland, Australia, New Zealand, Japan, Singapore, United States, Brazil, India

Key people

* Martin Gilbert (chairman)
* Nikolay Storonsky (CEO)
* Vlad Yatsenko (CTO)

Products| current accounts, debit cards, stock trading, personal loan, foreign exchange, insurance, BNPL, Business account
Services| Peer-to-peer payments, currency exchange
Revenue|  £3.1 billion (2024)[1]

Operating income

|  £1.1 billion (2024)[1]

Net income

|  £790 million (2024)[1]

Number of employees

| 10,133 (2024)
Website| revolut.com

Revolut Group Holdings Ltd, known as Revolut,[2] is a British multinational neobank. It was founded in July 2015 by British-Russian businessman Nikolay Storonsky and British-Ukrainian software engineer Vlad Yatsenko.[3] As of 2025, Revolut operates in over 48 countries and has 65 million customers.[4][5][6]

The bank offers free and subscription-based digital banking services, primarily through a mobile app.[7][8]

The company is headquartered in London.[9]

## Contents

* 1 History
* 1.1 Early history (2015–2017)
* 1.2 EU banking license and international expansion (2017–2022)
* 1.3 Since 2022
* 2 Services
* 2.1 Personal and business banking
* 3 Criticism and controversies
* 3.1 Employment practices
* 3.2 Automated suspension of accounts (2020)
* 3.3 UK fraud victims
* 4 Sponsorship
* 5 See also
* 6 References
* 7 External links

## History

### Early history (2015–2017)

Revolut was founded in 2015 by Nikolay Storonsky and Vlad Yatsenko, offering individuals in the United Kingdom and European Economic Area (EEA) a smartphone app to spend money abroad using interbank foreign exchange rates.[10][11] Customers could use their Revolut card in 90 countries.[12][10]

In 2016, the company reached around 300,000 users, processing almost £1 billion in transactions.[13]

Revolut then launched a subscription-based app in June 2017 available to businesses across the UK and Europe. Under the name of "Revolut Business", businesses could create an account with a multi-currency IBAN to hold, exchange, and transfer money with 25 currencies.[14][15]

The company was affected by a major outage with their card processor Global Processing Services in June 2017, causing card payments to fail.[16][17]

### EU banking license and international expansion (2017–2022)

It first applied for their EU banking license in November 2017, at which time it also started work on its own payment processor.[18][19] The bank then received its EU banking license as well as an EMI license in December 2018 from the European Central Bank, facilitated by the Bank of Lithuania. Under its new license, the bank could accept deposits and offer consumer credits. However, it was not allowed to provide investment services until later.[20][21][22]

Following the acquisition of a banking license, the company announced plans in September 2019 for expansion into 24 new markets across the United States, Asia, and other regions, supported by agreements with Visa and Mastercard. The company said that they also want to hire an additional 3,500 employees.[23][24][25] In 2019, the Revolut app launched in beta to the Australia region.[26] The following month, Revolut expanded to Singapore.[27] In 2020, the app launched in the United States and Japan.[28][29]

By November 2020, Revolut reported that it had reached breakeven. At that time, it was valued at £4.2 billion.[30]

The company applied for banking license in the United Kingdom and a bank charter in the United States in early 2021.[31][32][33] The European Central Bank also granted Revolut a full banking licence later that year.[34][35]

### Since 2022

After having secured bank licenses, Revolut started moving away from being an e-money institution to a bank. In January 2022, they started operating as a bank in 10 European countries.[36]

The Financial Times reported in July 2023 that Revolut had lost $20 million to organized criminal groups due to a flaw in its US payment system between late 2021 and early 2022.[37] The issue affected the company's corporate funds; some of the money was recouped.[37] Later that year, Revolut announced that they would stop offering cryptocurrency trading services to their US customers due to the "evolving regulatory environment" as the Securities and Exchange Commission intensified regulations regarding certain crypto assets and platforms.[38]

The company was the target of a cyberattack in September 2022. A third-party obtained access to tens of thousands of customer details.The personal data of over 50,000 customers was accessed by the perpetrator.[39][40] In the same month, The UK's Financial Conduct Authority added Revolut to its list of companies authorized to offer cryptocurrency products and services. The company offered unregulated crypto trading before 2022.[41]

In January 2023, the company announced that it would transfer its 2 million Irish customers to a new Irish branch, moving them from a Lithuanian IBAN to an Irish IBAN.[42] This was followed by a launch for IBANs in France, Netherlands and Spain in September 2023.[43]

Around this time, the bank also began allowing staking for holders of proof of stake cryptocurrencies in the UK and EEA.[41][44] In October 2023, Revolut expanded its stock trading services to include European stock trading in the EEA.[45][46][47] By the end of the year, it was reported that they held £15.1 billion in customer deposits.[48][49][50][51] It was also reported that, despite ongoing uncertainty regarding the UK banking license, the company swung to a £25m loss in 2022..[52]

In August 2024, the company was seen to be preparing for a potential IPO on the Nasdaq.[53] The company also doubled its headcount over the past two years, employing over 8,000 people in more than 25 countries.[54] The company faced criticism from local Portuguese banks about unfair competition after its subsidiary, "Revolut Bank UAB", was granted a full banking license by the ECB.[55] Revolut was also granted a British banking license the following month, though with restrictions via the standard "mobilization" stage.[56][57][58]

A report in October 2024 found that Revolut was named in more fraud complaints in the UK than any major bank in the country, sparking a debate on the effectiveness of its security controls.[59][60][61] By the end of 2024, Revolut reported having 50 million registered users globally.[62] In 2023, they had over one million daily active users.[63] In 2025, figures from the Financial Ombudsman Service showed that Revolut topped the fintech industry for the most complaints.[64]

In April 2025, Revolut obtained the Prepaid Payment Instruments (PPIs) licence from the Reserve Bank of India (RBI), to offer payment solutions including pre-paid cards.[65]

In May 2025, Revolut announced that it plans to invest $1.1 billion over the next three years to expand in France and made Paris its Western European headquarters, at the Choose France [fr; fr] summit.[66][67]

In June 2025, Revolut announced its plans to acquire Cetelem Argentina [es; es], an Argentina-based lender, from BNP Paribas. Terms were not disclosed.[68] The same month, Béatrice Cossa-Dumurgier (a former board member of Société Générale and executive at BNP Paribas) was appointed CEO of Revolut's Western Europe headquarters, based in Paris.[69] In september 2025, it named former Société Générale CEO Frédéric Oudéa as Chairman of its Western Europe hub.[70]

In 2025, Revolut entered discussions with the Bank of Israel to obtain a "lean bank" licence.[71]

In September 2025, Revolut secured in-principle approval for Payments Licence from the UAE.[72]

## Services

### Personal and business banking

Revolut offers banking services including GBP and EUR bank accounts, debit cards, credit cards, currency exchange with over 25 fiat currencies, stock trading, cryptocurrency exchange and peer-to-peer payments.[73] Revolut's mobile app supports spending and ATM withdrawals in 120 currencies and transfers in 36 currencies.[74][75] Similar multi-currency features are available from competing fintech companies. Revolut's credit card is available in Poland, Lithuania, the United States, and Ireland.[76] Crypto cannot be deposited or spent, only converted back to fiat inside Revolut. Additionally, Revolut banks with Metropolitan Commercial Bank of New York, which does not allow the transfer of fiat money to or from cryptocurrency exchanges.[77]

## Criticism and controversies

Revolut has been subject to criticism and many controversies in the past, such as issues with customer support and long-lasting lockouts,[78] as well as anti–money laundering compliance failures,[79] lack of support for defrauded customers,[80][81] and even claims of ties to the Russian government[82] which the company strongly denied.[83]

### Employment practices

In March 2019, Wired published an exposé of the company's employment practices and work culture. They found evidence of unpaid work, high staff turnover and employees feeling the need to work weekends to meet performance indicators.[84] A later article in December 2019 by Sifted noted that Revolut had a higher rating than its peers on Glassdoor.[85]

In June 2020, Wired published a further exposé of Revolut's dismissal of employees during the COVID-19 pandemic, in which employees, particularly in Kraków, were given the choice of being terminated for underperformance or a mutual agreement to leave the company voluntarily, to reduce the headline number of 62 redundancies announced by Revolut. The report said "Current and former Revolut employees say staff were coerced into accepting terminations, even though the company had no legal grounds to fire them" and that employees in Porto were pressured into agreeing to a salary sacrifice scheme to keep their jobs. According to Wired, in a message sent to the 495-strong customer support team on Slack soon after the salary sacrifice scheme was announced, head of Support Inna Grynova urged them to participate.[86]

### Automated suspension of accounts (2020)

Revolut, like traditional financial institutions, uses algorithms to identify money laundering, fraud, and other criminal activity. Under certain anti–money laundering legislation, if suspicious activities are being investigated, bank staff are not allowed to tell customers why their accounts have been frozen.[87]

It has been reported since 2020 that Revolut's algorithms suspended accounts for weeks or months at a time after unusual activity was detected.[88][89] Revolut's policies require customers whose accounts were suspended to request a resolution via in-app chat support.[90][89][88] Revolut said that "the system is programmed to temporarily lock an account and place it in a queue, until one of our compliance agents can review the case".[91]

In February 2020, The Daily Telegraph reported that Revolut suspended an account containing £90,000 for more than two months[92] and that another customer travelled 500 miles from Auvergne in France to Revolut's London offices in an unsuccessful attempt to recover £15,000 in an account that Revolut had frozen with no justification given.[93] The account was later closed and the money in it returned to the customer's other bank accounts.[93]

Also in February 2020, The Times reported that Revolut suspended and later closed a business account containing €300,000 belonging to Priorité Energie, an energy transition start-up company, preventing the company from paying its staff.[94] Revolut publicly apologised and eventually rectified the problem.[94]

There were further reports in 2021 of Revolut withholding clients' funds.[95]

### UK fraud victims

In 2023, Revolut reported a 35% reduction in authorised push payment fraud.[96] However, the company remained one of the most frequently named financial institutions in UK fraud complaints, prompting scrutiny of its security measures.[97] The number of complaints of fraud reported to Action Fraud, the UK reporting centre for fraud and cybercrime, by Revolut customers rose from 567 in February 2023 to 1,086 for February 2024.[80]

Prior to Revolut having a banking license, complaints were made by defrauded Revolut customers to the Financial Ombudsman, who in some cases required Revolut to reimburse and compensate victims, and remove fraud markers wrongly placed against the individuals.[98]

Many financial service customers in the UK have been subject to fraud, but Revolut has been involved in more cases than any major High Street bank, and has a reputation for not reimbursing victims, which full banks are more likely to do. Action Fraud received 10,000 reports of fraud naming Revolut in 2023, 2,000 more than Barclays, one of the UK's largest banks, and twice as many as a competitor bank of similar size to Revolut. That year over 3,500 complaints about Revolut were made to the ombudsman, more than any other financial institution. Consumer organization Which? did not recommend banking large sums of money with Revolut, saying "They have a track record of not reimbursing people who fall victim to fraud or find themselves in this incredibly difficult situation, [and] of money being taken from accounts even after scam activity has been reported."[99]

## Sponsorship

In January 2025, Manchester City W.F.C. announced Revolut as the training sleeve kit sponsor.[100]

In July 2025, Audi F1 Team announced a multi-year deal with Revolut to be the title sponsor of the team.[101]

## See also

* Neobanks in Europe
* List of banks in the United Kingdom

## References

1. ↑ 1.0 1.1 1.2 "2024 Annual Report". Revolut Group Holding Ltd. https://assets.revolut.com/pdf/annualreport2024.pdf.
2. ↑ "Who Owns Revolut" (in en). 11 June 2022. https://thebanks.eu/articles/who-owns-Revolut.
3. ↑ England, Joanna (2 September 2024). "Revolut's dynamic CEOs become French citizens" (in en). https://fintechmagazine.com/banking/Fintech-trailblazer-Nikolay-Storonsky-Revoluts-dynamic-CEO.
4. ↑ "Supported countries where I can sign up for Revolut | Revolut United Kingdom" (in en-GB). https://help.revolut.com/help/profile-and-plan/profile-plan/verifying-identity/what-countries-are-supported/.
5. ↑ Doe, John, ed (10 July 2025). "About Revolut" (in en). https://www.revolut.com/about/.
6. ↑ "Revolut to create 1,000 new jobs with £3bn UK investment" (in en). 2025-09-23. https://www.thetimes.com/business-money/companies/article/revolut-to-create-1000-new-jobs-with-1bn-uk-investment-s5507nwjl.
7. ↑ "What is Revolut?" (in en-GB). 1 April 2019. https://www.bbc.com/news/business-47768661.
8. ↑ "Revolut to start offering loans and credit cards" (in en). 1 February 2022. https://www.bonkers.ie/blog/banking/revolut-to-start-offering-loans-and-credit-cards/.
9. ↑ Browne, Ryan (2024-06-13). "Revolut moves global HQ to heart of London's financial district as it awaits UK bank license" (in en). https://www.cnbc.com/2024/06/13/revolut-moves-global-hq-in-canary-wharf-as-it-awaits-uk-bank-license.html.
10. ↑ 10.0 10.1 Meyer, Harriet (12 May 2016). "The smartphone app revolutionising foreign currency exchange" (in en-GB). The Guardian. ISSN 0261-3077. https://www.theguardian.com/small-business-network/2016/may/12/the-smartphone-app-revolutionising-foreign-currency-exchange.
11. ↑ "Vlad Yatsenko, a Ukrainian who co-founded Revolut, becomes a billionaire after an $800M round and a $33B valuation" (in en-US). 16 July 2021. https://ain.ua/en/2021/07/16/revolut-raises-800m-at-33b-valuation/.
12. ↑ Williams-Grut, Oscar. "London fintech startup Revolut is raising £10 million and signing 1,500 new customers a day" (in en-US). https://www.businessinsider.com/revolut-raising-series-a-new-customer-sign-ups-2016-4.
13. ↑ Dawson, Freddie. "Popular Revolut: Financial Disruptor Equity Raise Oversubscribed By £17m" (in en). https://www.forbes.com/sites/freddiedawson/2016/07/25/popular-revolut-financial-disruptor-equity-raise-oversubscribed-by-17m/.
14. ↑ Ainger, Neil (13 June 2017). "Revolut expands into business market" (in en). CNBC. https://www.cnbc.com/2017/06/13/revolut-expands-into-business-market.html.
15. ↑ O'Hear, Steve (13 June 2017). "Revolut launches business accounts in U.K. and Europe" (in en-US). https://techcrunch.com/2017/06/13/revolut-launches-business-accounts/.
16. ↑ Price, Rob. "Some of the UK's hottest fintech firms went down, including Monzo and Revolut" (in en-US). https://www.businessinsider.com/uk-fintech-firms-monzo-revolut-curve-loot-down-users-2017-7.
17. ↑ Williams-Grut, Oscar. "Some of the UK's hottest fintech startups went down on Sunday — here's why" (in en-US). https://www.businessinsider.com/why-monzo-revolut-loot-and-curve-went-down-on-sunday-march-5-2017-3.
18. ↑ "This app-only bank is the latest UK fintech firm looking to win over customers" (in en-GB). The Independent. https://www.independent.co.uk/news/business/indyventure/revolut-uk-fintech-european-banking-licence-apply-brexit-leave-eu-a8043306.html.
19. ↑ "Revolut applies for European banking licence" (in en). 8 November 2017. https://www.finextra.com/newsarticle/31301/revolut-applies-for-european-banking-licence.
20. ↑ "Revolut granted specialised bank and electronic money institution licences" (in en). 13 December 2018. https://www.lb.lt/en/news/revolut-granted-specialised-bank-and-electronic-money-institution-licences.
21. ↑ Megaw, Nicholas (13 December 2018). "Lithuania licence lets Revolut launch banking products" (in en-GB). https://www.ft.com/content/989904f0-fe2c-11e8-aebf-99e208d3e521.
22. ↑ Schulze, Elizabeth (13 December 2018). "UK fintech unicorn Revolut granted European banking license" (in en). https://www.cnbc.com/2018/12/13/revolut-secures-european-banking-license.html.
23. ↑ White, Lawrence. "Exclusive: Fintech firm Revolut to hire 3500 staff in global push with Visa" (in en-US). U.S.. https://www.reuters.com/article/us-revolut-visa-exclusive/exclusive-fintech-firm-revolut-to-hire-3500-staff-in-global-push-with-visa-idUSKBN1WF0JQ/.
24. ↑ Browne, Ryan (22 October 2019). "Revolut strikes deal with Mastercard to accelerate expansion into the US" (in en). https://www.cnbc.com/2019/10/22/revolut-partners-with-mastercard-to-accelerate-us-expansion.html.
25. ↑ Short, Eva (30 September 2019). "New deal with Visa will see Revolut hire thousands, expand into 24 markets" (in en). https://www.siliconrepublic.com/companies/revolut-visa-deal-fintech-markets.
26. ↑ Dillet, Romain (13 June 2019). "Revolut launches in Australia as a beta release" (in en-US). https://techcrunch.com/2019/06/12/revolut-launches-in-australia-as-a-beta/.
27. ↑ Dillet, Romain (23 October 2019). "Revolut launches publicly in Singapore, signs deal with Mastercard" (in en-US). https://techcrunch.com/2019/10/23/revolut-launches-publicly-in-singapore-signs-deal-with-mastercard/.
28. ↑ West, Chad (24 March 2020). "Revolut launches in the United States". https://blog.revolut.com/revolut-launch-united-states/.
29. ↑ "Revolut launches its financial app in Japan" (in en-US). 7 September 2020. https://techcrunch.com/2020/09/07/revolut-launches-its-financial-app-in-japan/.
30. ↑ Browne, Ryan (8 December 2020). "Revolut, Europe's $5.5 billion digital bank, quietly broke even in November" (in en). https://www.cnbc.com/2020/12/08/digital-bank-revolut-breaks-even-in-november.html.
31. ↑ "Revolut Applies for U.K. Banking License". Bloomberg. 11 January 2021. https://www.bloomberg.com/news/articles/2021-01-11/revolut-applies-for-u-k-banking-license-in-search-for-expansion.
32. ↑ "Challenger bank Revolut bids to take on high street". 11 January 2021. https://www.standard.co.uk/business/financial-services/challenger-bank-revolut-bids-to-take-on-high-street-b828025.html.
33. ↑ "Revolut applies for bank charter in the US" (in en-US). 22 March 2021. https://techcrunch.com/2021/03/22/revolut-applies-for-bank-charter-in-the-us/.
34. ↑ AltFi (25 March 2022). "Revolut launches as a bank in Ireland" (in en). https://www.altfi.com/article/9017_revolut-launches-as-a-bank-in-ireland.
35. ↑ AltFi (12 January 2022). "Revolut launches as a bank in 10 more European countries" (in en). https://www.altfi.com/article/8696_revolut-launches-as-a-bank-in-10-more-european-countries.
36. ↑ "Revolut launches as a bank in 10 Western European countries" (in en). 11 January 2022. https://www.finextra.com/newsarticle/39492/revolut-launches-as-a-bank-in-10-western-european-countries.
37. ↑ 37.0 37.1 Venkataramakrishnan, Siddharth; Quinio, Akila (9 July 2023). "Revolut's US payment flaws allowed thieves to steal $20mn". Financial Times. https://www.ft.com/content/0025347f-6e0c-4dbd-9762-e4eec0431050.
38. ↑ "Revolut Pulls the Plug on Crypto in US, Citing Regulatory Environment". 4 August 2023. https://www.financemagnates.com/cryptocurrency/revolut-ends-crypto-services-in-us-blames-regulatory-uncertainty/.
39. ↑ Page, Carly (20 September 2022). "Revolut confirms cyberattack exposed personal data of tens of thousands of users" (in en-US). https://techcrunch.com/2022/09/20/revolut-cyberattack-thousands-exposed/.
40. ↑ "Revolut hack exposes data of 50,000 users, fuels new phishing wave". https://www.bleepingcomputer.com/news/security/revolut-hack-exposes-data-of-50-000-users-fuels-new-phishing-wave/.
41. ↑ 41.0 41.1 "Revolut receives green light to run UK cryptocurrency business". Financial Times. 27 September 2022. https://www.ft.com/content/2fe924e8-1fc2-4f98-9c3f-b0eff70b2174.
42. ↑ Weston, Charlie (23 January 2023). "Revolut granted Irish IBANs, piling pressure on mainstream banks" (in en). https://m.independent.ie/business/personal-finance/banking/revolut-granted-irish-ibans-piling-pressure-on-mainstream-banks-42306631.html.
43. ↑ Civieta, Óscar F. (13 September 2023). "Revolut alcanza los 2 millones de clientes en España y comienza a ofrecer IBAN local" (in es). https://www.businessinsider.es/revolut-alcanza-2-millones-clientes-espana-ofrece-iban-local-1304408.
44. ↑ Howcroft, Elizabeth (7 February 2023). "Revolut to offer returns on crypto holdings via 'staking'" (in en). Reuters. https://www.reuters.com/technology/revolut-offer-returns-crypto-holdings-via-staking-2023-02-07/.
45. ↑ "Revolut adds European listed stocks to its trading platform across the EEA". 23 October 2023. https://www.revolut.com/en-LU/news/revolut_adds_european_listed_stocks_to_its_trading_platform_across_the_eea/.
46. ↑ "Revolut adds European listed stocks to trading platform" (in en). RTE. 24 October 2023. https://www.rte.ie/news/business/2023/1024/1412622-revolut-adds-european-stocks/. Retrieved 2024-10-17.
47. ↑ ALLEN, LORCAN. "Revolut expands share trading offering with addition of 70 European listed companies" (in en-US). https://www.businesspost.ie/news/revolut-expands-share-trading-offering-with-addition-of-70-european-listed-companies/.
48. ↑ PYMNTS (18 August 2024). "UK Treasury Wants Revolut to Go Public on London Exchange" (in en-US). https://www.pymnts.com/news/ipo/2024/uk-wants-revolut-to-go-public-in-london/.
49. ↑ "Revolut becomes most valuable UK start-up after £24bn valuation" (in en-GB). BBC News. 15 July 2021. https://www.bbc.com/news/business-57854969.
50. ↑ Metcalf, Tom; Spezzati, Stefania (15 July 2021). "Revolut Draws SoftBank Investment to Hit $33 Billion Value". Bloomberg News. https://www.bloomberg.com/news/articles/2021-07-15/revolut-draws-softbank-investment-to-hit-33-billion-valuation.
51. ↑ "2023 Annual Report". https://cdn.revolut.com/pdf/annualreport2023.pdf.
52. ↑ Makortoff, Kalyeena (22 December 2023). "Fintech firm Revolut hit by £25m loss after rise in staff wages". The Guardian. https://www.theguardian.com/business/2023/dec/22/fintech-firm-revolut-hit-by-25m-loss-after-rise-in-staff-wages.
53. ↑ Quinio, Akila; Dunkley, Emma; O’Dwyer, Michael (16 August 2024). "UK government woos Revolut as fintech favours US for potential IPO". Financial Times. https://www.ft.com/content/96a29be3-97c5-4011-8c96-906a0fd8ddf2.
54. ↑ "2023 Annual Report(Page 20)" (in en). https://cdn.revolut.com/pdf/annualreport2023.pdf.
55. ↑ PYMNTS (21 December 2021). "Revolut Bank Granted Full EU Banking License Amid Criticisms of Unfair Competition" (in en-US). https://www.pymnts.com/digital-first-banking/2021/revolut-bank-granted-full-european-union-banking-license-amid-criticisms-unfair-competition/.
56. ↑ Makortoff, Kalyeena (25 July 2024). "Revolut finally receives UK banking licence after three-year wait" (in en-GB). The Guardian. ISSN 0261-3077. https://www.theguardian.com/business/article/2024/jul/25/revolut-receives-uk-banking-licence-after-three-year-wait.
57. ↑ Morris, Stephen (19 May 2023). "Revolut in shareholder battle with SoftBank as UK licence talks stall". Financial Times. https://www.ft.com/content/e6ff1184-faae-4674-af4a-95321cf9f37b.
58. ↑ "Revolut secures UK banking licence after three-year wait". https://www.reuters.com/technology/revolut-gets-uk-banking-licence-2024-07-25/.
59. ↑ "Revolut customers say e-money firm failed them after being scammed". 14 October 2024. https://www.bbc.com/news/articles/cj6epzxdd77o.
60. ↑ "Revolut named in more fraud complaints than any major UK bank last year". 14 October 2024. https://www.manchestereveningnews.co.uk/news/uk-news/revolutnamed-more-fraud-complaints-any-30139808.
61. ↑ "Revolut named in more fraud complaints than any major UK bank, report finds". https://uk.finance.yahoo.com/news/revolut-named-more-fraud-complaints-112820922.html.
62. ↑ jhaxell (19 November 2024). "Revolut surpasses 50 million global customers, aims for 100m milestone" (in en-GB). https://fintech.global/2024/11/19/revolut-surpasses-50m-global-customers-aims-for-100m-milestone/.
63. ↑ "Revolut Revenue and Growth Statistics (2024)". SignHouse. 29 December 2023. https://usesignhouse.com/blog/revolut-stats/.
64. ↑ Norman, Samuel (9 May 2025). "Revolut, Monzo and Wise: The UK fintechs slapped with the most complaints" (in en-GB). https://www.cityam.com/revolut-monzo-wise-the-uk-fintechs-slapped-with-the-most-complaints/.
65. ↑ "Revolut gets RBI nod for PPIs, wallets". The Economic Times. 7 April 2025. ISSN 0013-0389. https://economictimes.indiatimes.com/tech/technology/revolut-gets-rbi-nod-for-ppis-wallets/articleshow/120044076.cms?from=mdr.
66. ↑ Warrington, James (19 May 2025). "London fintech giant piles £840m into France after criticising UK" (in en-GB). The Telegraph. ISSN 0307-1235. https://www.telegraph.co.uk/business/2025/05/19/revolut-snubs-britain-for-france-with-850m-investment/.
67. ↑ Howcroft, Elizabeth (19 May 2025). "Revolut plans $1.1 billion French expansion". Reuters. https://www.reuters.com/business/finance/revolut-plans-11-billion-french-expansion-will-apply-banking-licence-2025-05-19/.
68. ↑ Madry, Kylie; Madry, Kylie (2025-06-26). "Revolut to acquire BNP Paribas-owned Argentine lender in market expansion" (in en). Reuters. https://www.reuters.com/business/finance/revolut-acquire-bnp-paribas-owned-argentine-lender-market-expansion-2025-06-26/.
69. ↑ "Revolut Appoints Beatrice Cossa-Dumurgier as CEO of Western Europe HQ in Paris". https://www.globalwomanleader.com/news/revolut-appoints-beatrice-cossa-dumurgier-as-ceo-of-western-europe-hq-in-paris-nwid-4457.html.
70. ↑ Howcroft, Elizabeth; Rosemain, Mathieu; Howcroft, Elizabeth; Rosemain, Mathieu (2025-09-05). "Revolut hires former SocGen boss Oudea as West Europe chairman" (in en). Reuters. https://www.reuters.com/business/finance/revolut-hires-former-socgen-boss-oudea-west-europe-chairman-2025-09-05/.
71. ↑ "Revolut in Talks With Bank of Israel for 'Lean Bank' License". 11 June 2025. https://www.connectingthedotsinfin.tech/revolut-in-talks-with-bank-of-israel-for-lean-bank-license/.
72. ↑ Gani, Aisha S (9 Sep 2025). "Revolut plans UAE debut after securing central bank approval". https://www.bloomberg.com/news/articles/2025-09-09/revolut-plans-uae-debut-after-securing-central-bank-approval.
73. ↑ Dillet, Romain (20 July 2015). "Revolut Raises $2.3 Million For Its Mobile Foreign Exchange Service". https://techcrunch.com/2015/07/20/revolut-raises-2-3-million-for-its-mobile-foreign-exchange-service/.
74. ↑ PYMNTS (22 December 2023). "Revolut Reports Revenue of $1.1 Billion in 2022" (in en-US). https://www.pymnts.com/earnings/2023/revolut-reports-revenue-of-1-1-billion-in-2022/.
75. ↑ "Revolut adds XRP and Bitcoin Cash support". TechCrunch. 24 May 2018. https://techcrunch.com/2018/05/23/revolut-adds-ripple-and-bitcoin-cash-support/.
76. ↑ Suda, Jarrod (23 March 2023). "The Revolut Credit Card: Everything You Should Know". Monito. https://www.monito.com/en/wiki/revolut-credit-card.
77. ↑ Peters, Jay (24 March 2020). "Popular European banking app Revolut is launching in the US today" (in en). https://www.theverge.com/2020/3/24/21188412/banking-app-revolut-us-launch-mobile-bank.
78. ↑ Venkataramakrishnan, Siddharth; Hollowood, Ella; Noonan, Laura (6 April 2023). "Fintechs face reckoning over customer service". Financial Times. https://www.ft.com/content/da82bae4-5846-499d-9a9e-f6a429fa9528.
79. ↑ October 2023, 2nd (2 October 2023). "Revolut reportedly in talks with the UK's FCA over AML failures" (in en-GB). https://www.fintechfutures.com/2023/10/revolut-reportedly-in-talks-with-the-uks-fca-over-aml-failures/.
80. ↑ 80.0 80.1 Brignall, Miles (10 April 2024). "I'm a victim of scammers. But Revolut says 'no' to a refund" (in en-GB). The Guardian. ISSN 0261-3077. https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund.
81. ↑ "Revolut customers say e-money firm failed them after being scammed" (in en-GB). https://www.bbc.com/news/articles/cj6epzxdd77o.
82. ↑ "Revolut: Could allegations of Russian involvement sidetrack a fintech revolution? – IMD business school for management and leadership courses" (in en). 19 August 2022. https://www.imd.org/research-knowledge/finance/articles/revolut-could-allegations-of-russian-involvement-sidetrack-a-fintech-revolution/.
83. ↑ Burroughs, Callum. "UK fintech unicorn Revolut forced to deny links to Russia" (in en-US). https://www.businessinsider.com/fintech-unicorn-revolut-forced-to-deny-russian-links-in-lithuania-2019-2.
84. ↑ Mellino, Emiliano (28 February 2019). "Revolut insiders reveal the human cost of a fintech unicorn's wild rise" (in en-UK). Wired. https://www.wired.co.uk/article/revolut-trade-unions-labour-fintech-politics-storonsky. Retrieved 2019-03-01.
85. ↑ "Digital banks Monzo, Revolut, Starling and N26 compared" (in en-GB). 18 December 2019. https://sifted.eu/articles/challenger-banks-monzo-starling-revolut-n26-compared/.
86. ↑ Emiliano, Mellino (4 June 2020). "Revolut staff claim they've been told to quit their jobs or be fired". Wired. https://www.wired.co.uk/article/revolut-employment-coronavirus. Retrieved 2020-06-05.
87. ↑ "The best (and worst) smartphone bank apps – and why Revolut and N26 are beating the incumbents" (in en). 7 May 2023. https://www.independent.ie/business/personal-finance/the-best-and-worst-smartphone-bank-apps-and-why-revolut-and-n26-are-beating-the-incumbents/a1030693386.html.
88. ↑ 88.0 88.1 Palmer, Kate (8 February 2020). "Monzo and Revolut: customer complaints are mounting at digital banks". The Times. https://www.thetimes.com/business-money/economics/article/monzo-and-revolut-customer-complaints-are-mounting-at-digital-banks-p9fm3xjmj.
89. ↑ 89.0 89.1 Barker, Sam (21 January 2020). "Revolut customers locked out of accounts 'for weeks'". The Telegraph. https://www.telegraph.co.uk/personal-banking/current-accounts/revolut-customers-locked-accounts-weeks/.
90. ↑ Marks, Oliver (17 January 2019). "Revolut's clumsy automated bank compliance results in frozen accounts and lack of customer service". ZDNet (CBS Interactive). https://www.zdnet.com/finance/revoluts-clumsy-automated-fintech-bank-compliance-results-in-frozen-accounts-and-lack-of-customer-service/.
91. ↑ Braileanu, Rob (25 June 2018). "Why has my account been locked and how to regain access?". Revolut Ltd. https://blog.revolut.com/why-has-my-account-been-locked-and-how-to-regain-access/.
92. ↑ Hunt, Marianna (25 January 2000). "Revolut could face lawsuit from customers locked out of their accounts". The Daily Telegraph. https://www.telegraph.co.uk/money/consumer-affairs/revolut-could-face-lawsuit-customers-locked-accounts/.
93. ↑ 93.0 93.1 Hunt, Marianna (24 January 2020). "Ex-UCL lecturer forced to travel to London from France in attempts to unblock digital bank account". The Daily Telegraph. https://www.telegraph.co.uk/news/2020/01/24/ex-ucl-lecturer-forced-travel-london-france-attempts-unblock/.
94. ↑ 94.0 94.1 Dunkley, Emma (23 February 2020). "Nikolay Storonsky's Revolut freezes accounts in money-laundering bungle". The Times. https://www.thetimes.com/article/nikolay-storonskys-revolut-freezes-accounts-in-money-laundering-bungle-5nt3lv6zk.
95. ↑ Joshua, Davis (28 July 2024). "Understanding Revolut Exchange Rate Today". BlueBlanks. https://blueblanks.com/check-revolut-exchange-rate-today/.
96. ↑ "Revolut doubles financial crime headcount since 2021 to combat fraud". 31 October 2023. https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/.
97. ↑ "'I lost £165k to fraud in an hour' – customers say they were let down by Revolut". BBC. 14 October 2024. https://www.bbc.co.uk/news/articles/cj6epzxdd77o.
98. ↑ ﻿Decision Reference DRN-4189491﻿ (Report). Financial Ombudsman Service. 12 July 2023. https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf.
99. ↑ "Revolut customers say e-money firm failed them after being scammed". BBC Panorama. 14 October 2024. https://www.bbc.co.uk/news/articles/cj6epzxdd77o.
100. ↑ Saleh, Tariq (16 January 2025). "Revolut expands into women’s soccer with Man City deal". https://www.sportcal.com/news/revolut-expands-into-womens-soccer-with-man-city-deal/.
101. ↑ Baldwin, Alan (30 July 2025). "Revolut to become title partner of Audi F1 team". Reuters. https://www.reuters.com/business/finance/revolut-become-title-partner-audi-f1-team-2025-07-30/.

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