Payments Associations

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Payments Associations are independently-run, American not-for-profit trade associations that provide electronic payments-related education and operational support to payments professionals. Each association is a direct member of Nacha and is certified to provide continuing education in payments, particularly in Automated Clearing House (ACH) transactions. Payments Association membership allows payments professionals to earn the Accredited ACH Professional (AAP) and the Accredited Payments Risk Professional (APRP) designations.

The initial association was California -based WesPay (formerly CACHA), established in 1972.[1]

## List of Payments Associations[2]

Each Payments Association follows loose territorial guidelines.

Payments Association  | Logo  | Date Founded  | Headquarters  | Territory  | Mergers

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ePayResources  |  |  | Dallas, TX  | Florida, Louisiana, New Mexico, North Carolina, Texas , Virginia, West Virginia  | EastPay, SWACHA[3]
EPCOR  |  |  | Kansas City, MO  | Arkansas, Illinois, Indiana, Iowa, Kansas, Kentucky, Missouri, Nebraska, Ohio, Oklahoma, Pennsylvania, West Virginia  |
Macha - Everything Payments - Everywhere  |  | 1975[4] | Hanover, MD and Germantown, WI  | Delaware, District of Columbia, Hawaii, Maryland, Pennsylvania, Virginia, West Virginia, Wisconsin  | WACHA - Wisconsin Automated Clearinghouse Association[5]
NEACH  |  |  | Burlington, MA  | Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont  |
PaymentsFirst  |  |  | Atlanta, GA  | Alabama, Georgia, South Carolina, Tennessee  | ALACHA, GACHA, SOCACHA, TACHA
SHAZAM, Inc.  |  | 1976[6] | Johnston, IA  | Iowa  |
Southern Financial Exchange  |  | May 19, 1976[7] | New Orleans, LA  | Alabama, Arkansas, Louisiana, Mississippi, Tennessee  | LAMACHA, MSACHA
The Clearing House Payments Authority[8] |  |  | New York, NY  | Delaware, Illinois, Indiana, New Jersey, New York, Pennsylvania, Puerto Rico, U.S. Virgin Islands  | The Clearing House, The Payments Authority
UMACHA  |  | 1974[9] | Brooklyn Park, MN  | Michigan, Minnesota, Montana, North Dakota, South Dakota, Wisconsin  |
WesPay  |  | 1972[1] | San Francisco, CA  | Alaska, American Samoa, Arizona, California, Colorado, Guam, Idaho, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming  |

## References

1. ↑ 1.0 1.1 "WesPay History". http://www.wespay.org/WPA/WesPayPublic/About_WesPay/Our_History/WesPayPublic/Membership/WesPay_History.aspx.
2. ↑ "Payments Associations | centerforpayments". https://www.centerforpayments.org/#payment associations.
3. ↑ "About ePayResources". http://www.epayresources.org/EPayResources/About/EPayResources/About_Us/About_ePayResources.aspx.
4. ↑ "Our Mission". http://www.macha.org/WCM/About_MACHA/WCM/About_MACHA/Our_Mission.aspx.
5. ↑ "FAQ: Updates & Answers to Questions Regarding MACHA & WACHA's Merger". https://www.macha.org/aws/MACHA/pt/sd/news_article/325866/_PARENT/layout_details/false.
6. ↑ "SHAZAM Network EFT Provider: Debit and Credit Payment Processing". https://www.shazam.net/AboutUs.html.
7. ↑ {Louisiana-Alabama-Mississippi Automated Clearing House Association Articles of Incorporation}
8. ↑ "About TCH Payments Authority | The Clearing House". https://www.theclearinghouse.org/education-and-events/rpa-services.
9. ↑ "UMACHA | About UMACHA". http://umacha.org/aws/UMACH/pt/sp/about.

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