Guardian Analytics

Technology company

Nice Actimize (Formerly Guardian Analytics)

Company type| Private
Founded| 2005
Headquarters|

Mountain View, California

U.S.

Key people

* Eric Tran-Le, GM, Nice Actimize Xceed(Formerly GA), Alak Das, VP, Product Management
* Jesus Ortiz, VP, Product Development

Products|

* Online Banking Security
* Real-time Payment Fraud Protection

Website| www.guardiananalytics.com

Guardian Analytics, based in Mountain View, California, is a privately held company which provides behavioral analytics and machine learning technology for preventing banking fraud. It was established in 2005[1] and its products are based on anomaly detection to monitor financial transactions.[2]

The company was acquired by Nice Actimize acquired August 2020.[3]

## History

[edit]

Guardian Analytics was founded in 2005 by Tom Miltonberger.[4]

In 2012, Guardian Analytics together with McAfee dissected the US$78 million cyber attack titled Operation High Roller.[5] In 2013 Guardian Analytics was listed among the Top 10 Influencers in banking information security.[6] As of September 2016, nearly 430 financial institutions are using Guardian Analytics products to mitigate fraud risk and rely on the company to stop sophisticated criminal attacks.

In June 2020, NICE Ltd. announced the acquisition of Guardian Analytics to "extend NICE Actimize's world-class financial crime and compliance solutions across the entire financial services sector."[7]

Between November 2022 and January 2023, Guardian Analytics was the victim of a data breach, which impacted approximately 150,000 Webster Bank customers who had sensitive personal information, including bank account and social security numbers, compromised. [8]

## Services

[edit]

Guardian Analytics offers fraud prevention services for financial institutions. The general architecture includes two main components. The first component, the risk engine, merges analytics and behavior-based models of a user to create a probabilistic profile of each individual.

The software is transparent to account holders and does not require any action on their side.[9]

Guardian Analytics markets several services, targeting particular types of financial interactions:

* Guardian Analytics Online[10] (for retail [11] and business [12])
* Guardian Analytics Mobile [13]
* Guardian Analytics ACH (for ODFIs & RDFIs) [14]
* Guardian Analytics ACH Real-time (for ODFIs & RDFIs)
* Guardian Analytics Wire[15]
* Guardian Analytics Wire Real-time
* Guardian Analytics Access[16]

Guardian Analytics is marketed as software as a service and can be deployed in the company's SAS 70 Type II certified environment.[17]

### FraudDESK

[edit]

FraudDESK is a fraud monitoring managed service.[18]

## See also

[edit]

* Internet fraud
* Cyber-collection
* Operation High Roller

## References

[edit]

1. ^ "Guardian Analytics Inc - Company Profile and News". Bloomberg.com. Archived from the original on 2023-07-10. Retrieved 2021-03-08.
2. ^ "Mobile Banking Week: "Guardian Analytics Introduces New Anomaly Detection Solution to Protect Mobile Banking Channel"". Archived from the original on 2013-05-04. Retrieved 2013-02-11.
3. ^ "NICE Actimize agrees acquisition of Guardian Analytics". www.fintechfutures.com. Retrieved 2025-07-11.
4. ^ "Start-up Guardian Analytics debuts fraud-prevention service". Network World. Retrieved 2025-07-11.
5. ^ KingReporter, Rachael (2012-06-27). "Operation High Roller Targets Corporate Bank Accounts". Wall Street Journal. ISSN 0099-9660. Archived from the original on 2021-01-18. Retrieved 2021-03-08.
6. ^ "Top 10 Influencers in Financial InfoSec". www.bankinfosecurity.com. Archived from the original on 2020-10-21. Retrieved 2021-03-08.
7. ^ "NICE Actimize acquires Guardian Analytics". Help Net Security. 2020-06-08. Archived from the original on 2020-09-26. Retrieved 2020-09-09.
8. ^ "Officials: Data breach affects 150,000 Webster Bank customers in CT". Archived from the original on 2023-04-25. Retrieved 2023-04-25.
9. ^ "Security Week: "Guardian Analytics Launches Managed Fraud Monitoring Service", July 13 2011". Archived from the original on 2013-10-29. Retrieved 2013-07-16.
10. ^ "FraudMAP Online Pricing, Demo, Reviews, Features". Retrieved 2021-03-08.[permanent dead link]
11. ^ Analytics, Guardian. "FraudMAP® Emerges as Standard for Anomaly Detection and Transaction Monitoring". www.prnewswire.com (Press release). Archived from the original on 2016-09-15. Retrieved 2021-03-08.
12. ^ "RFP Connect: "Guardian Analytics Offers FraudMAP For Business Banking", 20 Feb 2010". Archived from the original on 23 February 2010. Retrieved 24 February 2013.
13. ^ "PC World: "Guardian Analytics Launches Fraud Detection Software for Mobiles", Apr 23, 2012". Archived from the original on September 27, 2016. Retrieved February 24, 2013.
14. ^ "Behaviour-based Fraud Prevention Solution for ACH Transactions » PaymentEye". www.paymenteye.com. Archived from the original on 2021-01-21. Retrieved 2021-03-08.
15. ^ The Wall Street Journal, April 22, 2013[permanent dead link]
16. ^ "Detect Unauthorized Access to Online Banking Accounts". Archived from the original on 2014-02-08. Retrieved 2014-02-01.
17. ^ "Mosaic Security Research: "FraudMAP Software as a Service"". Archived from the original on 2013-12-05. Retrieved 2013-02-24.
18. ^ "PRN News: "Guardian Analytics Introduces Industry's First Fraud Monitoring Managed Service"" (Press release). Archived from the original on 2013-12-03. Retrieved 2013-07-16.

## External links

[edit]

* Guardian Analytics on Fox Business News
* Guardian Analytics on PBS[dead link]
* Fiserv Offers Guardian Analytics for Financial Institution Clients to Secure Online Banking Channels