National Securities Depository Limited

Indian central securities depository

National Securities Depository Limited

Company type| Semi Government,
subsidiary of National Stock Exchange(NSE) (24% majority holdings)[1]

Traded as

| BSE: 544021
ISIN| INE004A01022
Industry| Central securities depository
Founded| 1996; 28 years ago (1996)
Headquarters| Mumbai, Maharashtra, India

Key people

| Padmaja Chunduru (MD & CEO)
Products| Demat account, Transfer and Settlement of Securities
Services| Depository services
Website| nsdl.co.in

National Securities Depository Limited (NSDL) is an Indian central securities depository, based in Mumbai. It was established in August 1996 as the first electronic securities depository in India with national coverage.[2] It was established based on a suggestion by a national institution responsible for the economic development of India. At the end of 2023, its demat accounts held assets worth ₹398 Lakh Crore ($4.7 trillion).[3][4][5][6]

NSDL provides services to investors, stock brokers, custodians and issuer companies through its nationwide network of Depository Participants and digital platforms.

## History

[edit]

National Securities Depository Limited (NSDL) is an Indian central securities depository under the jurisdiction of Ministry of Finance, Government of India based in Mumbai. The enactment of Depositories Act, December 1995 paved the way for establishment of NSDL. It was established in 1995 as the first electronic securities depository in India with national coverage. And started the work in 1996.

Although India had a vibrant capital market which was more than a century old, the paper-based settlement of trades caused substantial problems such as bad delivery and delayed transfer of title. The promulgation of the Depositories ordinance in 1995 paved the way for the establishment of National Securities Depository Limited (NSDL), the first depository in India. Now, NSDL is one of the largest Depositories in the World. It has established a state-of-the-art infrastructure that handles most of the securities held and settled in de-materialized form in the Indian securities markets.[6]

Securities are held in depository accounts, which are similar to holding funds in bank accounts. Transfer of ownership of securities is done through simple account transfers. This method does away with all the risks and hassles normally associated with paperwork. Consequently, the cost of transacting in a depository environment is considerably lower as compared to transacting in physical certificates.

NSDL introduced the concept of 'Demat' to India. In less than 8 years of its existence, NSDL enabled India securities markets to implement T+2 settlement. Indian markets are now implementing T+1 settlement in a phased manner.[7]

## Company structure

[edit]

NSDL Group comprises National Securities Depository Limited (abbreviated as NSDL), NSDL Database Management Limited (NDML) and NSDL Payments Bank Limited. NDML and NSDL Payments Bank are two subsidiary companies of NSDL. It provides services related to demat of securities, transfer and settlement of securities in Indian Securities Market.

NSDL Payments Bank LimitedCompany type| Subsidiary

|

Industry| Financial services
Headquarters| Mumbai, India

Area served

| India

Key people

| Abhijit Kamalapurkar
(MD & CEO)
Products|

* Banking
* Retail Banking

Parent| National Securities Depository Limited
Website| nsdlbank.com

Protean eGovernance Technologies (earlier known as NSDL e-Governance Infrastructure Limited) was a former subsidiary.[5] It works on Digital Public Infrastructure and Open Source software as well as offers services related to issuance of PAN cards and also acts as central record-keeping agency for National Pension System (NPS).

## NSDL Facts & Figures

[edit]

NSDL has more than 2.80 Crore demat accounts as of 30 June 2022. The market share of NSDL in value of demat assets is more than 89%. NSDL demat accountholders are present in more than 99% of pin codes in India and 189 countries across the globe.[citation needed] It contributes to majority of the settlement in the Indian securities markets and has more than 89% share in the total value of assets held in demat form in India.[citation needed]

## See also

[edit]

* Demat account
* Depository participant
* Central Depository Services Limited (CDSL)

## References

[edit]

1. ^ https://www.nseindia.com/nse-investments [bare URL]
2. ^ "About Us - NSDL". NSDL. Archived from the original on 13 February 2006. Retrieved 18 January 2024.
3. ^ "Statistics - NSDL". NSDL. 31 December 2023. Archived from the original on 18 January 2024. Retrieved 18 January 2024.
4. ^ Desk, B. Q. (23 October 2021). "Assets In NSDL Demat Accounts Now Worth $4 Trillion". BloombergQuint. Retrieved 17 January 2022. `{{cite web}}`: `|last=` has generic name (help)
5. ^ a b "NSDL e-Governance Infrastructure Limited". www.egov-nsdl.co.in. Retrieved 17 January 2022.
6. ^ a b "What is NSDL service?". Business Insider. Retrieved 17 January 2022.
7. ^ Jaiswar, Pooja Sitaram (28 January 2023). "Now, settlement in equity shares to take place in 1 day. How does T+1 helps?". mint. Retrieved 4 August 2023.

* v
* t
* e

Financial services in India

Banking

| Commercial
banking|

| Scheduled
banks|

| Commercial|

| Private|

* Axis
* Bandhan
* CSB
* City Union
* DCB
* Dhanlaxmi
* Federal
* HDFC
* ICICI
* IDBI
* IDFC First
* IndusInd
* Karnataka
* Karur Vysya
* Kotak Mahindra
* Nainital
* RBL
* South Indian
* Tamilnad Mercantile
* Yes

|

PSBs|

* Bank of Baroda
* Bank of India
* Bank of Maharashtra
* Canara Bank
* Central Bank of India
* Indian Bank
* Indian Overseas Bank
* Jammu & Kashmir Bank
* Punjab & Sind Bank
* Punjab National Bank
* State Bank of India
* UCO Bank
* Union Bank of India

Foreign|

| Branches|

* ABN AMRO
* Abu Dhabi Commercial Bank
* Antwerp Diamond Bank
* ANZ
* Bank Maybank Indonesia
* Bank of America
* Bank of Bahrain and Kuwait
* Bank of Ceylon
* Barclays
* Citibank
* Credit Suisse
* Deutsche Bank
* HSBC
* MUFG Bank
* Rabobank
* Royal Bank of Scotland
* Scotiabank
* Standard Chartered

|

Subsidiaries|

* DBS Bank
* State Bank of Mauritius

RRBs|

* Andhra Pradesh Grameena Vikas Bank
* Andhra Pragathi Grameena Bank
* Assam Gramin Vikash Bank
* Bangiya Gramin Vikash Bank
* Kerala Gramin Bank
* North Malabar Gramin Bank
* Mizoram Rural Bank
* Pallavan Grama Bank
* Pandyan Grama Bank
* Paschim Banga Gramin Bank
* South Malabar Gramin Bank
* Uttar Bihar Gramin Bank
* Uttarakhand Gramin Bank
* Vananchal Gramin Bank

Cooperative|

* District Co-operative Central Bank
* Buldhana Urban
* Cosmos Bank
* Mizoram Co-operative Apex Bank
* Rajkot Nagrik Sahakari Bank
* Repco Bank
* Saraswat Bank
* Shamrao Vithal Co-operative Bank
* TNSC Bank
* Chennai Central Cooperative Bank

| Uttar Pradesh|

* Allahabad UP Gramin Bank
* Gramin Bank of Aryavart
* Sarva UP Gramin Bank

|

Niche
banks|

| SFBs|

* AU
* Capital
* ESAF
* Equitas
* Fincare
* Jana
* North East
* Suryoday
* Ujjivan

|

Payments
banks|

* Airtel
* Fino
* NSDL Payments Bank Limited
* India Post
* Jio
* Paytm

| Surrendered licencees|

* Sun Pharmaceuticals
* Tech Mahindra

|

Wound up|

* Aditya Birla

Defunct
banks|

| Merged|

| PSB|

* New Bank of India
* Dena Bank
* Vijaya Bank
* Allahabad Bank
* Andhra Bank
* Corporation Bank
* Oriental Bank of Commerce
* United Bank of India
* Syndicate Bank

|

SBI|

* Bank of Bombay
* Bank of Calcutta
* Bank of Madras
* Imperial Bank of India
* State Bank of Bikaner & Jaipur
* State Bank of Hyderabad
* State Bank of Indore
* State Bank of Mysore
* State Bank of Patiala
* State Bank of Saurashtra
* State Bank of Travancore
* Bharatiya Mahila Bank

Rescued|

* Global Trust Bank
* Lakshmi Vilas Bank
* Nedungadi Bank
* United Western Bank
* United Industrial Bank

Acquired|

* Bank of Madura
* Bank of Rajasthan
* Bengal Central Bank
* Centurion Bank of Punjab
* Chartered Bank of India, Australia and China
* Grindlays Bank
* National Bank of India
* ING Vysya Bank
* Mercantile Bank of India, London and China
* Lord Krishna Bank

| PSB|

* Bharat Overseas Bank
* Pandyan Bank

|

Wound up|

* Bank of Chettinad
* Dass Bank
* Industrial Investment Bank of India

Failed|

* Alliance Bank of Simla
* Arbuthnot & Co
* Commercial Bank of India
* Exchange Bank of India & Africa
* (New) Oriental Bank Corporation
* Oudh Commercial Bank
* Madhavpura Mercantile Cooperative Bank

Liquidated|

* Bank of Hindostan
* Nath Bank
* Palai Central Bank

Networks|

| Interbank networks|

* Cirrus
* NFS
* PLUS

|

ATM networks|

* BANCS
* Cashnet
* CashTree
* MITR

Financial
technology|

| Online transfers|

* BBPS
* IMPS
* NEFT
* RTGS
* UPI
* AEPS
* BHIM

|

Cards|

* MasterCard
* Debit MasterCard
* Maestro
* RuPay
* Visa
* Visa Debit
* Visa Electron
* Visa payWave

Payment service|

* Atom
* BHIM
* BillDesk
* CCAvenue
* Google Pay
* Zeta India

Digital wallets|

* Amazon Pay
* Freecharge
* Mobikwik
* Oxigen Services
* Payoneer
* Paytm
* PayU
* Payworld
* PhonePe

Other|

* ATM usage fees
* De-Materialisation (De-Mat)
* Foreign Exchange (ForEx)
* Indian Financial System Code (IFSC)
* List of banks
* National Unified USSD Platform (NUUP)

| Protocol|

* BBPS
* Structured Financial Messaging System (SFMS)

|

Investment
banking|

* A.K. Capital Services Ltd.
* Ambit Corporate Finance Pvt.Ltd.
* Anand Rathi Advisors Ltd.
* Ashika Capital Ltd.
* Avendus Capital Pvt.Ltd.
* Axis Bank Ltd.
* Axis Capital Ltd.
* Barclays Bank Plc
* Bcb Brokerage Pvt.Ltd.
* Birla Capital & Financial Services Ltd.
* BNP Paribas
* Bob Capital Markets Ltd.
* Boi Merchant Bankers Ltd.
* Canara Bank
* Central Bank Of India
* Centrum Capital Ltd.
* Chartered Finance Management Ltd.
* Choice Capital Advisors Pvt.Ltd.
* Citigroup Global Markets India Pvt.Ltd.
* Credit Suisse Securities (India) Pvt.Ltd.
* Deutsche Equities India Pvt.Ltd.
* DSP Merrill Lynch Ltd.
* Edelweiss Financial Services Ltd.
* Ernst & Young Merchant Banking Services Pvt.Ltd.
* HDFC Bank Ltd.
* HSBC Securities & Capital Markets (India) Pvt.Ltd.
* ICICI Securities Ltd.
* IDBI Capital Market Services Ltd.
* IDFC Securities Ltd.
* IIFL Holdings Ltd.
* Il&Fs Capital Advisors Ltd.
* Indian Overseas Bank
* Inga Capital Pvt.Ltd.
* Jefferies India Pvt.Ltd.
* JM Financial Institutional Securities Ltd.
* JP Morgan India Pvt.Ltd.
* Karvy Investor Services Ltd.
* Keynote Corporate Services Ltd.
* KJMC Corporate Advisors (India) Ltd.
* Kotak Mahindra Capital Co.Ltd.
* Lazard India Pvt.Ltd.
* Morgan Stanley India Co.Pvt.Ltd.
* Motilal Oswal Investment Advisors Pvt. Ltd.
* Munoth Financial Services Ltd.
* Pantomath Capital Advisors Pvt.Ltd.
* Religare Capital Markets Ltd.
* Rothschild (India) Pvt.Ltd.
* Saffron Capital Advisors Pvt.Ltd.
* SBI Capital Markets Ltd.
* SMC Capitals Ltd.
* Trust Investment Advisors Pvt.Ltd.
* UBS Securities India Pvt.Ltd.
* Union Bank Of India
* Vivro Financial Services Pvt.Ltd.
* Yes Bank Ltd.

Institutions|

* SIDBI
* NABARD
* EXIM
* IIBI
* IFCI

Asset management

| Hedge funds|

* True Beacon

|

Mutual funds|

* Axis
* Baroda Pioneer
* Birla Sun Life
* BNP Paribas
* BOI AXA
* Canara Robeco
* PGIM
* DHFL Pramerica
* DSP
* Edelweiss
* Escorts
* Franklin Templeton Investments
* Goldman Sachs
* HDFC AMC
* HSBC Global
* ICICI Prudential
* IDBI
* IDFC
* IIFCL Asset Management
* IIFL
* IL & FS Infra
* Indiabulls
* JM Financial
* Kotak
* L & T
* LIC Nomura
* Mirae
* Nippon India
* Motilal Oswal
* Peerless
* PPFAS
* Quantum
* Religare
* Sahara
* SBI
* Shriram
* Sundaram
* Tata
* Taurus
* Union KBC
* Unit Trust of India

InvITs|

| REITs|

* Brookfield Real Estate Trust
* Mindspace Business Parks REIT
* IIFL Real Estate Investment Trust
* Embassy Office Parks REIT

|

Other|

| Telecom|

* Digital Fibre Infrastructure Trust
* Tower Infrastructure Trust

|

Energy|

* India Grid Trust
* India Infrastructure Trust
* POWERGRID Infrastructure Investment Trust

Roads|

* Indian Highway Concessions Trust
* IndInfravit Trust
* IRB Infrastructure
* IRB InvIT Fund
* MEP Infrastructure Investment Trust
* National Highways Infra Trust
* Oriental InfraTrust
* Roadstar Infra Investment Trust
* Shrem Invit

Insurance

| Companies|

| Agriculture|

* Agriculture Insurance Company of India

|

General|

| Private|

* Bajaj Allianz
* Aditya Birla Capital
* Care Health Insurance
* Cholamandalam MS
* Edelweiss Group
* HDFC ERGO
* Future Generali
* ICICI Lombard
* ManipalCigna Health
* Kotak Mahindra
* Reliance
* Royal Sundaram
* TATA AIG
* SBI General
* Shriram General Insurance
* Max Bupa
* Star Health

|

Govt|

* National Insurance
* New India Assurance
* Oriental Insurance
* United India
* Employees State Insurance (ESI)

Life|

* Aegon Life
* Aviva India
* Bajaj Allianz
* Birla Sun Life
* Canara HSBC OBC Life
* Edelweiss Group
* Exide Life
* HDFC Life
* ICICI Prudential
* LIC
* Max Life
* Peerless Group
* PNB MetLife
* Reliance
* Kotak
* SBI Life
* Shriram Life Insurance
* Tata AIA

Reinsurance|

* GIC-Re

Repository|

* CDSL
* NSDL

Policy|

* Agricultural insurance in India
* National Health Policy
* Pradhan Mantri Fasal Bima Yojana
* Pradhan Mantri Suraksha Bima Yojana
* Pradhan Mantri Jeevan Jyoti Bima Yojana
* Ayushman Bharat Yojana
* Rashtriya Swasthya Bima Yojana
* Biju Swastya Kalyan Yojana

Other|

* CISR
* Insurance Institute of India

Financial markets

| Stock
exchanges|

| Functional|

| BSE|

* Phiroze Jeejeebhoy Towers

|

NSE|

* NSE IFSC
* NSE EMERGE

Other|

* Calcutta Stock Exchange
* India International Exchange
* United Stock Exchange of India

De-recognized|

* Bangalore
* Cochin
* Coimbatore
* Inter-connected Stock Exchange of India
* Madhya Pradesh
* Madras
* Magadh
* Mangalore
* Saurashtra Kutch
* Ahmedabad Stock
* Bhubaneswar
* Delhi
* Gauhati
* Jaipur
* Ludhiana
* OTC Exchange of India
* Pune
* UP
* Vadodara
* Meerut
* Capital Stock Exchange of Kerala

Commodity
exchanges|

* India International Bullion Exchange
* Bharat Diamond Bourse
* Indian Energy Exchange
* International Pepper Exchange
* Multi Commodity Exchange
* National Commodity and Derivatives Exchange
* National Spot Exchange
* Surat Diamond Bourse
* Universal Commodity Exchange

Brokerages|

| Online|

* Angel
* Axis
* Dhani
* Edelweiss
* FundsIndia
* Geogit
* HDFC
* India Infoline
* Kuvera.in
* Motilal Oswal
* Scripbox
* Reliance
* Sharekhan

|

Other|

* Darashaw

Depositories|

* NSDL
* CDSL
* StockHolding Corporation of India
* Karvy Corporate

Rating
agencies|

| For companies|

* Acuite/SMERA
* Brickworks
* CARE Ratings
* CRISIL (S&P)
* Hunter (Experian)
* ICRA (Moody's)
* India Ratings & Research (Fitch)
* Infomerics Valuation
* ONICRA

|

For individuals|

* Equifax
* Experian
* Highmark
* TransUnion CIBIL

Financial
crime|

| Events|

* 1992 Indian stock market scam

|

People|

* Harshad Mehta
* Abdul Karim Telgi
* Ramalinga Raju
* Hasan Ali Khan
* Ketan Parekh

Other|

* CAMS
* CERSAI

Alternative financial services

| Digital lending|

* Fullerton India
* Hero FinCorp

|

Housing finance|

* Aavas Financiers
* DHFL
* Home First Finance
* HUDCO
* HDFC
* LIC Housing Finance
* National Housing Bank
* Odisha Rural Housing & Development Corporation
* PNB Housing Finance

Chit funds|

* Saradha Group financial scandal
* Rose Valley financial scandal

Microfinance|

* Bandhan Bank
* BASIX (India)
* Bharat Financial Inclusion
* ESAF Small Finance Bank
* Grama Vidiyal
* National Bank for Agriculture and Rural Development
* Satin Creditcare Network Limited

Other|

* Peer-to-peer lending
* Kitty party

Angel investment, venture capital & private equity

| Angel investments|

* Indian Angel Network

|

Venture capital|

* Chiratae Ventures
* Embassy Group
* Indian Angel Network
* Unitus Seed Fund

Private equity|

* Kotak Private Equity
* Chrys Capital
* India Value Fund - True North
* Motilal Oswal Private Equity
* IDFC Private Equity Fund
* ICICI Venture Fund
* CX Partners
* Premji Invest
* Kedaara Capital
* JM Financial Private Equity

Legislation & regulation

| Banking|

| Authorities
& boards|

| Central bank|

* Reserve Bank of India

|

Other|

* IFSCA
* BBB
* BCSBI
* NPCI
* IBA
* IDRBT

Legislation|

| In force|

* Reserve Bank of India Act, 1934
* Government Securities Act, 2006
* The State Bank of India Act, 1955
* The Banking Companies (Acquisition And Transfer Of Undertakings) Act, 1970
* Banking Regulation Act, 1949
* International Financial Services Centres Authority Act, 2019

|

Repealed|

* Public Debt Act, 1944

Asset
management|

| Legislation|

* The Unit Trust of India Act, 1963
* Indian Registration Act, 1908

|

Other regulations|

* SEBI (Mutual Funds) Regulations, 1993

Insurance|

| Authorities & boards|

* IRDAI
* Insurance Association of India
* Life Insurance Council
* General Insurance Council

|

Legislation|

| In force|

* Insurance Act, 1938
* Industrial Policy Resolution of 1956
* Life Insurance Corporation Act, 1956
* Insurance Regulatory and Development Authority Act, 1999
* The General Insurance Business (Nationalisation) Act, 1972

|

Repealed|

The British Insurance Act, 1870

Financial
markets|

| Authorities & boards|

* SEBI
* Securities commission
* Forward Markets Commission

|

Legislation|

| In force|

* SEBI, Act 1992
* Forward Contracts (Regulation) Act, 1952
* The Securities Contracts (Regulation) Act, 1956

|

Alternative
financial
services|

| Authorities & boards|

* NHB

|

Legislation|

| Microfinance|

* Tamil Nadu Money-Lenders Act, 1957
* The Bombay Money-Lenders Act, 1946
* The Karnataka Money-Lenders Act, 1961
* The Kerala Money-Lenders Act, 1958
* Bengal Money-Lenders Act, 1940
* The Rajasthan Money-Lenders Act, 1963

|

Other|

* Multi-State Cooperative Legislation Act, 2002
* Mutually Aided Cooperative Acts
* The National Housing Bank Act, 1987
* The Chit Funds Act, 1982

Alternative
investment
funds|

| Authorities & boards|

* Indian Association of Alternative Investment Funds (IAAIF)

|

Legislation|

* Indian Trusts Act, 1882

Regulations|

* SEBI (Venture Capital Funds) Regulations, 1996
* SEBI AIF Regulations, 2012
* SEBI (Investment Advisers) Regulations 2013

* v
* t
* e

Insurance in India

Companies|

| Agriculture|

| Public sector|

* Agriculture Insurance Company of India

|

General|

* Bajaj Allianz
* Bharti AXA
* Aditya Birla Capital
* Cholamandalam MS
* Edelweiss
* HDFC ERGO
* Future Generali
* ICICI Lombard
* Kotak Mahindra GI
* Reliance General
* Royal Sundaram
* SBI General
* Shriram General
* TATA AIG

| Public sector|

* National Insurance
* New India Assurance
* Oriental Insurance
* United India Insurance

|

Life|

* Aegon
* Aviva
* Bajaj Allianz
* Bharti AXA
* Birla Sun Life
* Canara HSBC Life
* Edelweiss
* Exide
* HDFC Life
* ICICI Prudential
* Max Life
* Peerless
* PNB MetLife
* Reliance Life
* Kotak Life
* Sahara Life
* SBI Life
* Sriram Life
* Tata AIA

| Public sector|

* Life Insurance Corporation of India (LIC)

|

Health|

* Care (Religare)
* ManipalCigna Health
* Max Bupa
* Star Health

| Public sector|

* Employees' State Insurance (ESI)

|

Reinsurance|

* GIC-Re

Repository|

* CDSL
* NSDL

Policy|

* Agricultural insurance in India
* National Health Policy

Government
schemes|

* Ayushman Bharat Yojana
* Biju Swastya Kalyan Yojana
* Pradhan Mantri Fasal Bima Yojana
* Pradhan Mantri Suraksha Bima Yojana
* Pradhan Mantri Jeevan Jyoti Bima Yojana
* Rashtriya Swasthya Bima Yojana

Legislations|

* Insurance Act, 1938
* Industrial Policy Resolution of 1956

Other|

* CISR
* Insurance Institute of India
* Insurance Regulatory and Development Authority (IRDA)
* Insurance Repository in India

* Category

* v
* t
* e

Banking in India

Institutes|

| Central bank|

* v
* t
* e

Reserve Bank of India

Regulation|

* Reserve Bank of India Act, 1934
* Monetary Policy Committee

People|

* Governor of the Reserve Bank of India
* Deputy governor of the Reserve Bank of India

Buildings|

* Reserve Bank of India Staff College
* RBI Monetary Museum

Subsidiaries|

* Bharatiya Reserve Bank Note Mudran
* Security Printing and Minting Corporation of India

Think tanks|

* BBB
* BCSBI
* NPCI
* IBA
* IDRBT

Speciality banks|

* IIBI
* IFCI
* All India Financial Institutions :
* Exim Bank of India
* NABARD
* NaBFID
* NHB
* SIDBI

Other|

* BIFR
* IBBI
* IBPS
* Deposit Insurance (DICGC)

Public-sector
banks|

* Bank of Baroda
* Bank of India
* Bank of Maharashtra
* Canara Bank
* Central Bank of India
* Indian Bank
* Indian Overseas Bank
* Jammu & Kashmir Bank
* Punjab & Sind Bank
* Punjab National Bank
* State Bank of India
* UCO Bank
* Union Bank of India

Private-sector
banks|

* Axis Bank
* Bandhan Bank
* CSB Bank
* City Union Bank
* DCB Bank
* Dhanlaxmi Bank
* Federal Bank
* HDFC Bank
* ICICI Bank
* IDBI Bank
* IDFC First Bank
* IndusInd Bank
* Karnataka Bank
* Karur Vysya Bank
* Kotak Mahindra Bank
* Nainital Bank
* RBL Bank
* South Indian Bank
* Tamilnad Mercantile Bank
* Yes Bank

Foreign banks|

* Abu Dhabi Commercial Bank
* ANZ
* Bank Maybank Indonesia
* Bank of America
* Bank of Bahrain and Kuwait
* Bank of Ceylon
* Barclays
* Credit Suisse
* CTBC Bank
* Deutsche Bank
* HSBC
* Maybank
* MUFJ
* Rabobank
* Scotiabank
* Standard Chartered

| Wholly owned subsidiary (WOS)|

* DBS Bank
* State Bank of Mauritius

|

Wound up/closed (or in process)|

* Antwerp Diamond Bank
* Citibank

Small finance banks|

* AU
* Fincare
* Capital
* ESAF
* Equitas
* Jana
* North East
* Suryoday
* Ujjivan
* Unity

Payments banks|

* Airtel
* Fino
* National Securities Depository
* India Post
* Jio
* Paytm

| Surrendered licencees
or wound up|

* Aditya Birla
* Vodafone M-Pesa
* Tech Mahindra

|

Cooperative
banks|

* Abhyudaya Co-operative Bank.
* Buldana Urban Cooperative Credit Society
* Cosmos Bank
* Dombivli Nagari Sahakari Bank
* Kerala Bank
* Mizoram Co-operative Apex Bank
* Punjab and Maharashtra Co-operative Bank
* Repco Bank
* Saraswat Bank
* Shamrao Vithal Co-operative Bank
* TNSC Bank
* Thane Janata Sahakari Bank

Regional rural banks|

* Assam Gramin Vikash Bank
* Bangiya Gramin Vikash Bank
* Karnataka Gramin Bank
* Mizoram Rural Bank
* Paschim Banga Gramin Bank
* Puduvai Bharathiar Grama Bank
* Tamil Nadu Grama Bank
* Uttar Bihar Gramin Bank
* Uttarakhand Gramin Bank
* Vananchal Gramin Bank

| Andhra|

* Andhra Pradesh Grameena Vikas Bank
* Andhra Pragathi Grameena Bank

|

Kerala|

* Kerala Gramin Bank
* North Malabar Gramin Bank
* South Malabar Gramin Bank

Uttar Pradesh|

* Allahabad UP Gramin Bank
* Gramin Bank of Aryavart
* Sarva UP Gramin Bank

Defunct banks|

| Merged|

| PSB|

* New Bank of India
* Dena Bank
* Vijaya Bank
* Allahabad Bank
* Andhra Bank
* Corporation Bank
* Oriental Bank of Commerce
* United Bank of India
* Syndicate Bank

|

SBI|

* Bank of Bombay
* Bank of Calcutta
* Bank of Madras
* Imperial Bank of India
* State Bank of Bikaner & Jaipur
* State Bank of Hyderabad
* State Bank of Indore
* State Bank of Mysore
* State Bank of Patiala
* State Bank of Saurashtra
* State Bank of Travancore
* Bharatiya Mahila Bank
* Krishnaram Baldeo Bank
* Kashinath Seth Bank

Rescued|

* Global Trust Bank (OBC)
* Lakshmi Vilas Bank (DBS)
* Nedungadi Bank (PNB)
* United Western Bank (IDBI)
* United Industrial Bank (Allahabad Bank)
* Punjab and Maharashtra Co-operative Bank (Unity SFB)

Acquired|

* Bank of Madura
* Bank of Rajasthan
* Bengal Central Bank
* Centurion Bank of Punjab
* Chartered Bank of India, Australia and China
* Grindlays Bank
* National Bank of India
* ING Vysya Bank
* Mercantile Bank of India, London and China
* Lord Krishna Bank
* Times Bank
* Vysya Bank

| PSB|

* Bharat Overseas Bank
* Pandyan Bank

|

Wound up|

* Bank of Chettinad
* Dass Bank
* Industrial Investment Bank of India

Failed|

* Alliance Bank of Simla
* Arbuthnot & Co
* Commercial Bank of India
* Exchange Bank of India & Africa
* (New) Oriental Bank Corporation
* Oudh Commercial Bank
* Madhavpura Mercantile Cooperative Bank

Liquidated|

* Bengal Bank (1784)
* Bank of Bombay (1720)
* Bank of Hindostan
* General Bank of India
* General Bank of Bengal and Bihar
* Nath Bank
* Palai Central Bank
* The Commercial Bank (1819)
* The Calcutta Bank (1824)
* The Union Bank (1828)
* The Government Savings Bank (1833)
* The Bank of Mirzapore (1835)
* Travancore National and Quilon Bank

Networks|

| Interbank networks|

* Cirrus
* NFS
* PLUS

|

ATM networks|

* BANCS
* Cashnet
* CashTree
* MITR

Cards|

* Mastercard
* Debit Mastercard
* Maestro
* RuPay
* Visa
* Visa Debit
* Visa Electron

Online transfers|

* AEPS
* BBPS
* BHIM
* IMPS
* NEFT
* RTGS
* UPI

Payment service
providers|

* Atom
* BHIM
* BillDesk
* CCAvenue
* Juspay
* Paytm
* Wibmo
* Zeta India

| Digital wallets|

* Amazon Pay
* BharatPe
* Freecharge
* Google Pay
* Mobikwik
* Oxigen Services
* Payoneer
* PayU
* Payworld
* PhonePe

|

Related topics|

* ATM usage fees
* Bank run
* Black money
* Counterfeit money
* De-materialisation (de-mat)
* Demonetisation
* 2016
* Low denomination coins
* Foreign exchange (ForEx)

* Lists:  List of banks
* List of oldest banks in India

| Protocol
and codes|

* Bharat Bill Payment System (BBPS)
* Indian Financial System Code (IFSC)
* National Unified USSD Platform (NUUP)
* Structured Financial Messaging System (SFMS)

|

Rates &
ratios|

| Rates|

* Bank rate
* Mumbai Inter-Bank Bid Rate - MIBID/Mumbai Inter-Bank Offer Rate - MIBOR
* Mumbai Interbank Forward Offer Rate - MIFOR

|

Ratios|

* Capital Adequacy Ratio - CAR
* Statutory Liquidity Ratio - SLR
* Cash Reserve Ratio - CRR

Regulators|

* Insurance - IRDAI
* Banking - RBI
* Securities - SEBI
* Bankruptcy - IBBI

Insolvency,
bankruptcy and
reconstruction|

| Boards|

* BIFR
* IBBI
* CERSAI

|

Legislation|

* IBC
* SARFESI Act

Companies|

* ARCIL
* Edelweiss ARC
* IAMCL

Legislation|

* Banking Regulation Act, 1949
* Government Securities Act, 2006
* IBC, 2016
* NaBFID, 2021
* RBI Act, 1934
* SARFESI Act, 2002
* Income-tax Act, 1961
* Companies Act, 2013
* Insurance Act, 1938
* FEMA, 1999

Tribunals|

* Company Law - NCLT
* Appellate - NCLAT

Measures|

* Prompt Corrective Action

Other|

* Institute of Banking Personnel Selection
* Mumbai Consensus

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