Participation banking

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Participation banking is a name given to Islamic banks mainly in Turkey, as well as in the broader MENA region.[1][2] There are participation banks in Turkey, Pakistan, Bangladesh, Indonesia, Saudi Arabia, Malaysia, the UAE and other Gulf countries.

## History

[edit]

In 2000 participation banks reached[clarification needed] only 2% of net assets,[citation needed] by 2010 this rate increased up to 4.3%.[citation needed] In the third quarter of 2013, the rate increased up to 6.1% with 90.7 billion TL in assets.[citation needed] Regarding the profit margins of the participation banks, Malaysia, Indonesia and Gulf countries have more than 50% of the market share, it is stated[citation needed] that Turkey has more potential in growth. Also, Turkey, Pakistan, Bangladesh, and Indonesia stand as the leading countries[clarification needed] among the participation banks.[3] Saudi Arabia, the UAE and Malaysia are the three largest participation banking markets, in terms of assets.[4] Iran has 36% of the worldwide assets of the participation banks, Malaysia has 17%, Saudi Arabia has 14% and Turkey has 3.1% of the[clarification needed] market share.[citation needed]

According to Ernst & Young, the assets of global participation banking reached US $930 billion in 2015, with growth rates declining across all regions compared to previous years.[4]

## List of participation banks

[edit]

* Ziraat Participation Bank
* Vakıf Participation Bank
* Turkey Finance Participation Bank [tr]
* Albaraka Türk Participation Bank
* Kuwait Turk Participation Bank [tr]

### Defunct

[edit]

* Asia Participation Bank (founded 1996, closed 2016)

## References

[edit]

1. ^ Erol, Cengiz; f. Baklaci, Hasan; Aydoğan, Berna; Tunç, Gökçe (2014). "Performance comparison of Islamic (participation) banks and commercial banks in Turkish banking sector". Euromed Journal of Business. 9 (2). Emerald Insight: 114–128\. doi:10.1108/EMJB-05-2013-0024.
2. ^ "Megabank project to support Turkey's aim to increase share in participation banking". Daily Sabah. 2017-05-20. Retrieved 2018-05-24.
3. ^ Yücel Ersöz; Sait Osman Aytaman (2014). "Participation Banking in Turkey: Important Steps for Growth" (in Turkish). Deloitte Türkiye. Retrieved 2018-05-24.
4. ^ a b "Global participation banking assets reached US$930 billion in 2015". Ernst & Young. Archived from the original on 2018-05-24. Retrieved 2018-05-24.

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Islamic banking and finance

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The bloc known as the Organisation of Islamic Cooperation (OIC) are nations which officially recognize Islam politically.
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