Pennsylvania Department of Banking

Agency of the government of Pennsylvania

Pennsylvania Department of Banking and Securities

Agency overview
Formed| June 8, 1891
Jurisdiction| Government of Pennsylvania
Headquarters| Market Square Plaza, Suite 1300
17 North 2nd Street
Harrisburg, Pennsylvania
40°15′37″N 76°52′57.5″W﻿ / ﻿40.26028°N 76.882639°W﻿ / 40.26028; -76.882639
Employees| 174
Annual budget| $20.8 million (FY 2010)[1]
Agency executive|

* Wendy S. Spicher, Secretary of the Department of Banking and Securities

Website| dobs.pa.gov

The Pennsylvania Department of Banking and Securities is a cabinet-level agency in Pennsylvania.[2]

## Organization

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The Department is under the direction and control of a secretary of banking, who is appointed by the governor of Pennsylvania to serve as a member of the governor's cabinet. The secretary is assisted in managing the department by an executive deputy secretary of banking, a deputy secretary of banking for Depository Institutions and a deputy secretary of Banking for Non-Depository Institutions and Consumer Services.

## Responsibilities

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The agency provides oversight of financial institutions and is charged with fostering economic growth while concurrently protecting consumers and investors. The bureau regulates the approximately 225 traditional banks that have received state charters, as well as over 14,000 non-bank lenders, including mortgage brokers, securities dealers, debt managers, and pawnshops. The department is fully funded by licensing fees and is not dependent upon tax revenue.[1].

## See also

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* List of Pennsylvania state agencies

## References

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1. ^ "2010–11 Governor's Executive Budget" (PDF). Harrisburg: Pennsylvania Office of the Budget. February 2, 2010. p. E9.4. Retrieved July 14, 2010.
2. ^ "PA DOB: About DOB: About Us". www.banking.state.pa.us. Commonwealth of Pennsylvania.

## External links

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* Pennsylvania Department of Banking

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Pennsylvania cabinet-level agencies

* Administration
* Aging
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* Banking and Securities
* Budget
* Community and Economic Development
* Conservation and Natural Resources
* Corrections
* Drug and Alcohol Programs
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* Health
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* Insurance
* Labor and Industry
* Military and Veterans Affairs
* Physician General
* Revenue
* State
* State Police
* Transportation

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Bank regulation in the United States

Federal authorities|

* Consumer Financial Protection Bureau
* Farm Credit Administration
* Federal Deposit Insurance Corporation
* Federal Financial Institutions Examination Council
* Federal Housing Finance Agency
* Federal Reserve Board of Governors
* Financial Stability Oversight Council
* National Credit Union Administration
* Office of the Comptroller of the Currency

Major federal
legislation|

* Independent Treasury Act
* National Bank Act
* Federal Reserve Act
* McFadden Act
* 1933 Banking Act
* Glass–Steagall Act
* Federal Credit Union Act
* Bank Holding Company Act
* Interest Rate Control Act of 1966
* Truth in Lending Act
* Bank Secrecy Act
* Fair Credit Reporting Act
* Home Mortgage Disclosure Act
* Community Reinvestment Act
* Electronic Fund Transfer Act
* Financial Institutions Regulatory and Interest Rate Control Act of 1978
* Monetary Control Act
* Depository Institutions Act
* Competitive Equality Banking Act of 1987
* FIRREA
* FDICIA
* Truth in Savings Act
* Riegle-Neal IBBEA
* Gramm–Leach–Bliley Act
* Fair and Accurate Credit Transactions Act
* Emergency Economic Stabilization Act
* Credit CARD Act
* Dodd–Frank
* EGRRCPA

Federal Reserve
Board regulations

* Extensions of Credit by Federal Reserve Banks (Reg A)
* Equal Credit Opportunity (Reg B)
* Home Mortgage Disclosure (Reg C)
* Reserve Requirements for Depository Institutions (Reg D)
* Electronic Fund Transfer (Reg E)
* Limitations on Interbank Liabilities (Reg F)
* International Banking Operations (Reg K)
* Consumer Leasing (Reg M)
* Loans to Insiders (Reg O)
* Privacy of Consumer Financial Information (Reg P)
* Prohibition Against the Paying of Interest on Demand Deposits (Reg Q)
* Credit by Brokers and Dealers (Reg T)
* Credit by Banks and Persons Other Than Brokers or Dealers for the Purpose of Purchasing or Carrying Margin Stock (Reg U)
* Transactions Between Member Banks and Their Affiliates (Reg W)
* Borrowers of Securities Credit (Reg X)
* Truth in Lending (Reg Z)
* Unfair or Deceptive Acts or Practices (Reg AA)
* Community Reinvestment (Reg BB)
* Availability of Funds and Collection of Checks (Reg CC)
* Truth in Savings (Reg DD)

Types of bank charter|

* Credit union
* Federal savings association
* National bank
* State bank

State authorities|

* California
* Colorado
* Florida
* Illinois
* Maryland
* Michigan
* New Hampshire
* New Jersey
* New York
* Ohio
* Oklahoma
* Oregon
* Pennsylvania
* Tennessee
* Virginia

Terms|

* Call report
* CAEL Rating
* CAMELS rating system
* Thrift Financial Report

Other topics|

* Banking in the United States
* Fair debt collection
* History of central banking in the United States
* Wildcat banking

* Category
* Business portal
* Banks portal

Authority control databases

International|

* VIAF

National|

* United States

Other|

* Yale LUX

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