Plus (interbank network)

Worldwide interbank network

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Visa Plus

Operating area| Worldwide (except Russia)
Members| Over 100,000,000
ATMs| 1.8 million in over 200 countries and territories around the world
Founded| April 1, 1982; 43 years ago (1982-04-01)
Owner| Visa Inc.

Visa Plus is a worldwide interbank network that provides cash to Visa cardholders.[1] As a subsidiary of Visa Inc., it connects all Visa credit, debit and prepaid cards, as well as ATM cards issued by various banks worldwide bearing the Visa / Electron logo.

Plus System, Inc. started out as a consortium formed by 34 major U.S. banks to build a national network of automated teller machines (ATM). It initially was composed of 2,000 ATMs linking 1,000 banks and their customers in 47 states.[2] As the booming ATM industry outgrew regional networks and began to go nationwide in the mid-1980s, credit-card giant Visa sought entry in the lucrative ATM network business and acquired a third of Plus System in 1987. Currently, there are over one million Plus-linked ATMs in 170 countries worldwide.[citation needed]

By default, Visa / Electron cards are linked to the Plus network, but very often all three logotypes will be shown Plus is widely used as a local interbank network most common in the United States where networks such as STAR, NYCE and Pulse also compete. It is also used in Canada where it is usually combined with Interac, and in India and Indonesia where there are numerous competing interbank networks. The main competitor of Plus System is the Cirrus network, which is owned by Mastercard, Visa's longtime rival.

## References

[edit]

1. ^ "Company Overview of Plus System, Inc". Bloomberg L.P. January 27, 2018. Retrieved January 28, 2018.
2. ^ Bartolik, Peter (August 1, 1983). "Consortium Launches National Net Of ATMs". Computerworld: 12.

## External links

[edit]

* Visa ATM locator
* The Premier ATM Network: 1982-1992

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Interbank networks by region

Worldwide|

* CLS
* Cirrus
* Plus
* SWIFT

Africa|

* 123 (Egypt)
* Multicaixa (Angola)

Asia|

* ArCa (Armenia)
* BEFTN (Bangladesh)
* LankaPay (Sri Lanka)
* PayNet (Malaysia)
* Saudi Payments Network (Saudi Arabia)
* Shetab Banking System (Iran)
* Isracard (Israel)
* The Benefit Company (Bahrain)
* UnionPay (China)

| Pakistan|

* 1LINK
* MNET

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Indonesia|

* ALTO
* ATM Bersama
* ATM Link
* PRIMA

Singapore|

* atm5
* EZ-Link
* MEPS+
* NETS

Philippines|

* BancNet
* ENS
* Nationlink

Hong Kong|

* CHATS
* EPS
* FPS
* JETCO

Japan|

* ACS [ja]
* BANCS [ja]
* LONGS [ja]
* MICS [ja]
* Yucho

India|

* FIS BANCS
* Euronet Cashnet
* CashTree
* MITR
* NFS
* RuPay

Europe|

* Allied Irish Banks Banklink (Ireland)
* Bancomat (Italy)
* Bancontact (Belgium)
* Currence (Netherlands)
* Girocard (Germany)
* Bankcard-Servicenetz
* Cash Group
* CashPool
* Carte Bleue (France)
* KoronaPay
* Mir
* Sbercard (Russia)
* Link
* Vocalink (United Kingdom)
* Multibanco (Portugal)
* Otto. (Finland)
* BH Mreža bankomata (Bosnia and Herzegovina)

| International|

* Eufiserv
* Euronet Worldwide
* European Payments Initiative
* Single Euro Payments Area
* TARGET Services

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North America|

* Acculink
* Alberta Regional Network
* Armed Forces Financial Network
* ATH
* CarIFS
* Co-op Solutions
* Discover Network
* Pulse
* TYME
* FIS
* NYCE
* SUM
* fiserv
* Accel / The Exchange
* MoneyPass
* First Data
* STAR
* MAC
* Interac
* NCR
* Cardtronics
* Allpoint
* Visa
* Interlink
* Presto!
* SHAZAM
* Zelle

Oceania|

* EFTPOS

South America|

* Banco24Horas (Brazil)
* Banelco (Argentina)
* A Toda Hora (Colombia)
* Banred (Uruguay)
* GlobalNet (Peru)
* Redbanc (Chile)

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