Unite Health Share Ministries

American non-profit organization

Unite Health Share Ministries

Formation| 2018
Type| Health care sharing ministry
Headquarters| Norfolk, Virginia
Services| Health share programs

Key people

| Christopher Jin (President)
Website| www.uhsm.com

Unite Health Share Ministries (UHSM) is an American 501(c)(3), non-profit,[1] Christian health care sharing ministry established in 2018, and based in Norfolk, Virginia. It provides its services through a contract with the PHCS PPO Network. Like other faith-based initiatives, UHSM is not traditional health insurance, instead providing limited health care services to its members for a monthly fee, pooled to cover all members' qualified health care expenses.[2]

The current president of UHSM is Christopher Jin.[3]

## History

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Unite Health Share Ministries was established in 2018 as a Christian, faith-based alternative to traditional health insurance plans. Like other health care sharing ministries, UHSM members pay a fixed monthly premium to help cover the health care expenses of other members.[2]

UHSM was the first health care sharing ministry to offer prescription coverage among its services, though like other faith-based healthcare providers, certain procedures and services are not covered based on ethical beliefs, as they are not required to meet Affordable Care Act standards. They typically limit mental health care to only non-medical providers, and exclude care for substance abuse. Some plans limit coverage to in-hospital care. [2] All plans require health screening prior to acceptance. [2]

In 2020, UHSM was awarded a Bronze Stevie Award for Most Valuable Non-Profit Response during the COVID-19 pandemic,[4] working with other organizations to provide meals and supplies to first responders, and providing access to COVID-19 testing.[5][6]

In 2024, UHSM was fined $300,000 USD and barred from offering insurance-like products in Washington state after leaving members with hundreds of thousands of dollars of unconvered medical expenses in the state.[7]

## References

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1. ^ "UHSM Health Coverage Exemption Notice" (PDF). 2020-02-01. Retrieved 2021-05-18.
2. ^ a b c d "Health Care Sharing Ministries: What Are the Risks to Consumers and Insurance Markets?" (PDF). Commonwealth Fund. August 2018. Retrieved 2021-05-17.
3. ^ "Sharing Is Caring: 5 Common Misconceptions about Healthcare Sharing Ministries". Healthcare Business Today. 2020-12-30. Retrieved 2021-05-17.
4. ^ "COVID-19 Response Winners | Stevie Awards". stevieawards.com. Retrieved 2021-05-18.
5. ^ "Helping Those Who Help Us". Christian News Journal. 2020-12-14. Retrieved 2021-05-18.
6. ^ "Pure Game helps build character for children, gets support from Unite Health Share Ministries". Daily Pilot. 2020-08-15. Retrieved 2021-05-18.
7. ^ "Kreidler fines Unite Health $300,000 for acting as an unauthorized insurer | Washington state Office of the Insurance Commissioner". www.insurance.wa.gov. Retrieved 2024-07-01.