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Regional Payments Associations (familiarly RPAs) are independently run, American not-for-profit trade associations that provide electronic payments-related education and operational support to payments professionals. Each association is a direct member of NACHA - The Electronic Payments Association and is certified to provide continuing education in payments, particularly in Automated Clearing House (ACH) transactions. RPA membership allows payments professionals to earn the Accredited ACH Professional (AAP) designation.
The initial association was California -based WesPay, established in 1972.[1]
Each Regional Payments Association follows loose territorial guidelines.
Regional Payments Association | Date Founded | Headquarters | Territory | Mergers |
---|---|---|---|---|
ePayResources | Dallas, TX | Florida, Louisiana, New Mexico, North Carolina, Texas, Virginia, West Virginia | EastPay, SWACHA[3] | |
EPCOR | Kansas City, MO | Arkansas, Illinois, Indiana, Iowa, Kansas, Kentucky, Missouri, Nebraska, Ohio, Oklahoma, Pennsylvania, West Virginia | ||
MACHA - The Mid-Atlantic Payments Association | 1975[4] | Hanover, MD | Delaware, District of Columbia, Maryland, Pennsylvania, Virginia, West Virginia | |
NEACH | Burlington, MA | Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont | ||
PaymentsFirst | Atlanta, GA | Alabama, Georgia, South Carolina, Tennessee | ALACHA, GACHA, SOCACHA, TACHA | |
SHAZAM, Inc. | 1976[5] | Johnston, IA | Iowa | |
Southern Financial Exchange | New Orleans, LA | Alabama, Arkansas, Louisiana, Mississippi, Tennessee | ||
The Clearing House Payments Authority[6] | New York, NY | Delaware, Illinois, Indiana, New Jersey, New York, Pennsylvania, Puerto Rico, U.S. Virgin Islands | The Clearing House, The Payments Authority | |
UMACHA | 1974[7] | Brooklyn Park, MN | Michigan, Minnesota, Montana, North Dakota, South Dakota, Wisconsin | |
WACHA | 1976[8] | Germantown, WI | Wisconsin | |
WesPay | 1972[1] | San Francisco, CA | Alaska, American Samoa, Arizona, California, Colorado, Guam, Hawaii, Idaho, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming |