Regional Payments Associations

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Regional Payments Associations

Regional Payments Associations (familiarly RPAs) are independently run, American not-for-profit trade associations that provide electronic payments-related education and operational support to payments professionals. Each association is a direct member of NACHA - The Electronic Payments Association and is certified to provide continuing education in payments, particularly in Automated Clearing House (ACH) transactions. RPA membership allows payments professionals to earn the Accredited ACH Professional (AAP) designation.

The initial association was California -based WesPay, established in 1972.[1]

List of Regional Payments Associations[2]

Each Regional Payments Association follows loose territorial guidelines.

Regional Payments Association Date Founded Headquarters Territory Mergers
ePayResources Dallas, TX Florida, Louisiana, New Mexico, North Carolina, Texas, Virginia, West Virginia EastPay, SWACHA[3]
EPCOR Kansas City, MO Arkansas, Illinois, Indiana, Iowa, Kansas, Kentucky, Missouri, Nebraska, Ohio, Oklahoma, Pennsylvania, West Virginia
MACHA - The Mid-Atlantic Payments Association 1975[4] Hanover, MD Delaware, District of Columbia, Maryland, Pennsylvania, Virginia, West Virginia
NEACH Burlington, MA Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont
PaymentsFirst Atlanta, GA Alabama, Georgia, South Carolina, Tennessee ALACHA, GACHA, SOCACHA, TACHA
SHAZAM, Inc. 1976[5] Johnston, IA Iowa
Southern Financial Exchange New Orleans, LA Alabama, Arkansas, Louisiana, Mississippi, Tennessee
The Clearing House Payments Authority[6] New York, NY Delaware, Illinois, Indiana, New Jersey, New York, Pennsylvania, Puerto Rico, U.S. Virgin Islands The Clearing House, The Payments Authority
UMACHA 1974[7] Brooklyn Park, MN Michigan, Minnesota, Montana, North Dakota, South Dakota, Wisconsin
WACHA 1976[8] Germantown, WI Wisconsin
WesPay 1972[1] San Francisco, CA Alaska, American Samoa, Arizona, California, Colorado, Guam, Hawaii, Idaho, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming

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