A natural disaster is an event resulting in a large loss of life and/or property, and caused by flooding, volcanoic eruptions, earthquakes, or severe storms such as tornadoes or hurricanes. As per research, the year 2020 is the most horrible year in a century because there are lots of disasters that occurred in 2020.
Insurance agencies often refer to so-called natural disasters as "Acts of God".[1] Many policies have provisions that companies will not insure against such occurrences. For instance home owner's insurance in southern California does not cover damage done as a result of earthquakes. Earthquake protection must be purchased separately.
The original reference to "Acts of God" in regard to insurance claims came through a court case in 1803.[2]
See: Emergency links
Categories: [Legal Terms] [Natural Disasters]