Garnishment is a method of seizing assets of a judgment debtor, which are in the hands of a third party.
For example, garnishment is used by a judgment creditor to make a claim to moneys of a judgment-debtor in a bank.
As a remedy, it is considered harsh. Some states, by constitutional law, provide that garnishment of wages for consumer debt is illegal. Texas provides as much by Article 49 of its Constitution. However, even in those states wage garnishment is permitted for child support, government-backed student loans, and certain federal taxes."
Categories: [Legal Terms]